YFU Handbooks 2015 Family Handbook (Study Abroad) | Page 19

travelregistration.state.gov/ibr and register today. If your child does not have host family information yet, s/he can enter the YFU host country office address. HEALTH AND SAFETY Medical and Dental Examinations. All year and semester students are required to have a medical and dental examination before they are enrolled in an exchange program. The Centers for Disease Control and Prevention (cdc.gov) and the US State Department “Students Abroad” web page (studentsabroad.state.gov) both offer valuable tips about international travel. Additional health related information about your child’s host country is also available. Prescriptions. If your child has a condition that requires regular medication, s/he should bring enough of the medication for the duration of the exchange program. Pack it in the carry-on bag in case the checked luggage gets lost. All medications must be in their original container and clearly labeled. Additionally, ask the pharmacist if refrigeration or other storage features are required for your child’s medication and notify the YFU Study Abroad team if so. If your child wears glasses or contact lenses, have him/ her pack the prescription and an extra pair of eyeglasses or contact lenses if possible. The cost of replacing lost or broken eyeglasses may not be covered by your insurance company. Students should bring a copy of all of prescriptions and/ or a letter from the doctor listing the medications with a full explanation of the dosage and usage. Having this in writing is important in the event that customs officials ask for information about the medicines upon entering the host country. If your child needs to buy more medication once abroad, a prescription will be necessary. Because names vary from country to country, ask your child’s doctor for the Latin name of the medicine. If your child will need continued treatment of an existing condition while abroad have him/ her pack any necessary medical records. If your child has allergies to certain medications, foods, insect bites, or other unique medical problems, consider having him/her wear a “medical alert” bracelet and carry a letter from the doctor explaining required treatment. MEDICAL INSURANCE It is very important that all YFU students are properly insured before they begin their exchange. You should begin by checking the terms of your child’s existing health insurance policy, to see if s/he is covered while living abroad. If your child is not covered while out of the country, you may need to purchase additional health insurance. Other types of insurance to consider are travel and accident insurance. YFU offers optional insurance if students are not covered on their own plans. The registration information for this insurance is sent out with your child's enrollment letter. Directions on how to purchase insurance through YFU will be sent closer to departure. You should not remove your child from any current insurance plans while s/he is abroad. Most travel insurance plans provide secondary coverage to the primary health insurance in force for the participant, and usually only pay benefits for medical costs incurred outside the home country. All participants should keep primary health insurance in force for pre-existing conditions and for needed continuing care in the home country for illness or injury incurred on the YFU program. Most former YFU students have found that their US health insurance providers do cover medical expenses overseas. However, your child will most likely need to pay for treatments or prescriptions at the time of service and then file a claim in order to be reimbursed later. Check with your insurance provider directly to obtain information about payment for services. It will also be important for your child to take an insurance card and blank insurance claim forms overseas. If your child has a medical condition that might need attention while on exchange, you should check with your insurance carrier to see that the pre-existing condition is covered. If it is not covered, paying for doctor visits or medication related to the pre-existing condition will be your family’s responsibility. Study Abroad Family Handbook - 19