The
Money
Flyer
Spring Budget Highlights HELP! Speak Easy Martlesham
You’ve been asked to give an
important speech or presentation.
Perhaps you’ve moved into a new job
or taken on a voluntary role where
you’re going to have to give a number
of speeches or presentations. You want
to do your best.
Debbie Day
Pensions
Reduction in the Money Purchase
annual allowance
Reduced from £10,000 to £4,000 with
effect from 6th April 2017
New Tax Charge on QROPS
Transfers overseas
25% tax charge at point of transfer
unless certain criteria is met with
effect from 9th March 2017.
Other
Dividend Allowance
In April 2016 a £5,000 tax free
dividend allowance was introduced
for individuals this is being reduced to
£2,000 with effect from April 2018.
Insurance Premium tax
The proposed 2% increase will go
ahead from June 2017.
Drinkers
will pay 2p more on a pint of beer, 8p
on 750ml of wine and 10p on 750ml
of champagne and prosecco. Whisky
will cost 36p more for 700ml.
Cigarettes
now cost 35p more for a packet of 20
and a new minimum duty of £5.37 will
be imposed from May, meaning the
cheapest pack in the shop is likely to
be at least £7.35.
Those planning an escape abroad
Outside Europe at least – Those will
face paying an extra 20 per cent on
their mobile phone roaming bills
as VAT will become payable from 1
August 2017.
If you need help or advice with
your Financial Planning including
the new pension freedom changes
please contact me, Debbie Day.
Mobile:07704311021 email:deb.
day@hoskinfi nancial.co.uk
website:debbiedayifa.co.uk
P le a s e m e n t i o n ‘ T h e F l yer ’ wh en r esp o n d in g t o ad ver t isements
What to do?
Let Speak Easy At Martlesham, your
friendly neighbourhood speakers’ club,
help you improve your public speaking
in 2017.
Speak Easy is a Toastmasters
International club (www.toastmasters.
org.). TI has spent over ninety years
devising and refi ning the best ways for
us all to develop our public speaking.
If you improve your public speaking
- it also boosts your confi dence and
puts you on the track to becoming a
better leader. Toastmasters recognises
this. There are leadership projects and
opportunities, as well as the speaking
projects, within its educational ’tracks’.
The tracks are all supported by books
and other materials, that guide and
challenge you. It’s always up to you
how far and how fast you progress.
We meet every Thursday fortnight at
the Richards Room in Martlesham
(alongside Felixstowe Road, behind
the Tesco superstore). Our meetings
are structured to include impromptu
speaking, formal speaking and
evaluation. Evaluation is a vital part
of how Toastmasters’ clubs operate.
When you evaluate someone else
speaking you not only help them,
you also - through empathy and
understanding - help your own
speaking.
PS: It’s very cost effective way to learn
as well!
For further details or queries – please
call our VP Membership on 07968
372563 or select Contact Us from the
main menu on our website - speak-
easy.org.uk. If you just want turn up
at any club meeting, that’s fi ne. Select
Club Calendar on the website main
menu for meeting dates and Meeting
Information / Directions for how to
fi nd us.
Speak Easy at Martlesham is
all about learning to speak in a
friendly, encouraging and enjoyable
environment. We look forward to
meeting you soon!
Letters to the Editor
Send your club news, reports, events and articles to
News desk, The Flyer, PO Box 80, Felixstowe IP11 7AA or
email newsdesk@fl yeronline.co.uk
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