AgentMichelle Broadbent
AgentMichelle Broadbent
What If Tomorrow Never Came ?
Life comes with no guarantees – we have no idea what tomorrow will bring . If you never made it home tonight , the best gift you could leave your family is an organized estate . Besides ensuring your wishes will be carried out , it relieves your loved ones of the tremendous stress of trying to decide what you would have wanted . Talk about your plans with your loved ones and the executor of your will .
An estate plan should have several key components . This includes a will , a living will , a durable power of attorney , wishes for final arrangements and life insurance . We encourage you to stop by our office and pick up a free estate planning personalized workbook to assist you through this process .
Create or update your will . This allows you to decide what happens to your possessions , money and guardianship of your minor children if you die . A living will outlines the medical steps you would want taken if you become too ill to make those decisions for yourself . A power of attorney will allow you to appoint someone to make decisions on your behalf if you become incapacitated .
Discussing your wishes for the final arrangements upon your death can relieve your family of an immense burden .
Finally , think of a life insurance policy as a promise you make to your loved ones . If you are not there , they will still have the freedom to make decisions in the best interest of the family while avoiding financial hardship . Your family ’ s financial situation shouldn ’ t have to dramatically change because you passed away .
Christina Louise Photography
I recommend a summary of your finances and other key items . Keep these important details in a designated area and include a summary of what you have in place and with whom . This includes lawyer , accountant , insurance , bank and bill information . This costs you nothing . Let your loved ones and / or your executor know where your designated area is .
Having a plan is one of the greatest gifts you can give your loved ones . You free them up to grieve and celebrate your amazing life and help ensure your assets are protected and your dreams for them are secure .
Agent MICHELLE BROADBENT
State Farm Insurance 3523 Tudor Glen Market St Albert AB T8N3V4 Phone 780.470.3276 michelle . broadbent . pymv @ statefarm . com www . michellebroadbent . com www . facebook . com / MichelleBroadbentStateFarmAgent
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