Certified Financial Planner
Donna Worthington
FINANCIAL FINESSE FOR WOMEN
Taking Advantage of Time & The Power Of Compound Growth
Donna Worthington, CFP®, EPC
Certified Financial Planner
INVESTMENT PLANNING COUNSEL
Many young people do not realize that a little can go a long way over time.
Wealth = Capital + Return + Time
Time is the factor of potential wealth that is frequently forgotten. Often I hear “when we have money to purchase insurance or
investments we will be in touch with you”.
The reality is until you meet with a qualified financial planner, preferably having the “Certified Financial Planning designation”, you
will not understand the value of starting with as little as $50.00 / month.
If funds are limited, you need to ask yourself some serious questions.
Example:
• (Situation – a young couple with children might ask) “What comes first, our children going to university or our retirement”?
They need to know the rules surrounding Registered Education Savings Plans and the Canadian Education
Savings Grants and Bonds.
• (Situation – a young adult might ask) “Should I purchase an RRSP or a
Tax-Free Savings Account”? Consider your goals, tax bracket, risk tolerance,
time horizon and other savings.
• (Situation – a young couple that is renting might ask) “What knowledge
will assist in owning a home”? They need to learn about the First-Time
Home Buyers Program.
A financial plan is about your life’s goals and a feeling of security. Learn from the
“Early Elaine and Late Larry” article (reproduced with permission of
Mackenzie Investments).
Certified Financial Planner
DONNA WORTHINGTON , CFP®, EPC
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20+ years of experience in financial planning.
Served 12 years on the National Board of Directors of the Canadian
Institute of Financial Planners.
YWCA Women of Distinction Award recipient.
Womanition Superlative Awards sponsor.
Supporter of numerous charities through the Edmonton
Community Foundation.
Frequently sought-after speaker at local, provincial, and national
conferences.
PLAN TODAY ….. SECURE TOMORROW
Donna can be reached at 780-702-1551
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A financial plan is not just about cash flows. It also encompasses an emergency
fund, understanding credit cards and other debt, purchasing a home, getting
married or divorced, starting a family or downsizing a home.