WNY Family Magazine March 2019 | Page 44

SELF CARE continued... well-being. Try to get 7-8 hours of sleep a couple of times a week. If that is not feasible give yourself permission to take a short nap during the day. 3) Exercise Even if you don’t have time for a long class at the gym, getting out for a walk or popping in a yoga DVD at home can go a long way in helping you to main- tain your emotional and physical health. Even low intensity exercise releases en- dorphins and offers a distraction to the seemingly endless list of responsibilities, which will bode well for your mood and mental outlook in the long run. 4) Give Yourself Permission to Leave Go grab a latte, a cup of tea, or an ice cream cone at Anderson’s. It doesn’t mat- ter what you step away to do, just remem- ber it’s okay. Every caregiver will tell you — whether their loved one is living with them or not — that there is a never-ending cycle of guilt inherent to the job. Remem- ber, it’s alright to step off the guilt tread- mill and capture a moment to do some- thing for yourself, just for the fun of it. 5) Integrate Prayer and Meditation into Your Day Kaczmarek credits her faith and prayer as one of the most mentally sta- bilizing components during her time as a full-time caregiver. The reality is that care giving is hard, but prayer can help you to re-center your heart and mind even on the toughest days. 6) Stay Connected It’s important to try to stay as con- nected to friends as possible during this time. Kacmarek told us that she wishes more of her friends had continued to call, or even just show up, while she was taking care of her mom. Try to let your friends know where and how they can help — maybe it’s just stopping by for a cup of tea or meeting you out for an hour to run errands. Sometimes our friend’s disengagement isn’t a lack of desire to help, it’s just a lack of knowing how. Let your friends know what they can do. 7) Give Yourself Grace All of the suggestions above come down to one thing — being kind to your- self and acknowledging that you are still a person with needs, even while you are meeting someone else’s. Remember, you’re doing the best you can, so give yourself some grace in the process. Lisa Littlewood is a freelance writer who lives in Lancaster, NY, with her three girls (11, 10, and 5), and her very outnumbered husband. You can read more of her writing at http://www. lisalittlewood.com, where she writes about faith, family, and this crazy little thing called life.  ACSIA P ArtnerS Start 2019 With a Long Term Gift: Long-Term Care Insurance “It’s 2019. Enrich the lives of your family with one additional, long-lasting gift.” says Dana Dee, who represents ACSIA Partners LLC in NY. The company is a national leader in long- term care planning. “Americans should consider the gift of long- term care insurance. It makes sense any time, but in 2019, a decision to go for it could be particu- larly enticing.” No matter who you get the pol- icy for -- aging parents, a spouse, or yourself -- it’s a great present. “We might consider LTC insur- ance as our gift.” Some examples: 1. With money available to pay for your own care, your savings and property won’t be as vulnerable to unexpected care costs, avoiding the stress that spoils happiness. 44 WNY Family March 2019 2. You avoid relying on your children or other relatives to pay for your care. This knowledge alone can ease tensions and make family get-togethers more pleasant. 3. If you get a policy for aging parents, every- one benefits, not just them. They may live the rest of their lives with greater security and less fear, and you may also relax knowing you’re guarding against sudden, large care expenses down the pike. 4. You gain more control for a brighter future. For example, there may be less likelihood you or your spouse will have to leave a job to pro- vide care personally. 5. Your children may have more reason to smile, too. With care expenses made more manageable through planning, educational plans can be made with greater certainty. It’s less likely you will ever have to choose between tuition for your kids and care for your parents or spouse. 6. LTC insurance can be a gift at tax time. A portion of the premiums may be deducted on federal income tax returns. Tax deductions or credits are available in many states. An annu- al gift, NY State has a 20% tax credit on LTC premiums. Long-term care insurance is a gift that keeps on giving. The options include traditional long-term care insurance, life insurance or annuities with long-term care riders. Dana Dee 716-983-1316 www.danadee.acsiapartners.com [email protected] Paid Advertisement