Changing Lives
15
User Story: Mali
Mali has a maternal mortality rate of 587 per
100,000 live births, one of the highest in the
world. In order to make pregnancy and
delivery safer Orange Money in Mali
partnered with the NGO Population Service
International (PSI) and NSIA, an insurance
company, to launch a linked savings and
insurance product targeted at pregnant
women. Orange Money users can open a
mobile savings account with a minimum
initial deposit of XOF 3,000 (` USD 5).
Once the account has been opened users
can save money anytime with a minimum
deposit of XOF 100 (` 16 Cents), by moving
money from Orange Money account to
Savings account via mobile phone.
User Story: Lesotho
Vodacom Lesotho in collaboration with
Lesotho Ministry of Health issues Transport
Vouchers to HIV infected women and children
using M-Pesa mobile money service. HIV
care and treatment is free of cost in Lesotho.
By providing funds to the women and children to
travel to the clinic the government is
eliminating one more barrier in getting cost12
effective treatment.
When savings balance reaches XOF 40,000
(` USD 44), the user automatically gets
enrolled for a 12 month life/disability and
maternal health insurance. Orange Money
pays XOF 100,000 (` USD 165) for child
delivery complications including haemorrhage, eclampsia and dystocia, XOF
50,000 (` USD 82) for the C-sction and XOF
150,000 (` USD 260) in case of death or
permanent disability. Patients who do not
attend prenatal consultations only gets 75%
benefit. This encourages women to seek
prenatal care. Additionally Orange money used
female act