Valley Voice December 2016 | Page 28

Who Depends On You?
By: Christina Wagner
Business Ambassador for Rene Apack, Your Disability Insurance Advisor

I will never forget the day I got a call from a friend asking me if I knew anyone that was hiring. It wasn’t for my friend, it was for an acquaintance. When I inquired, I learned that a 30 year old man, in good health, went to sleep and simply didn’t wake up. He left behind a wife who was looking for work and two children.

Can you imagine? THIRTY years old.

My heart sank for this family that I didn’t even know. My next question, “Please tell me he had life insurance?” Sadly the answer was no and there was a long pause. I’m not sure what was going through my friends mind during that time, but I can tell you what I was thinking. ..this person was so young...what will his family do..why didn't he just have life insurance?

It was at this time I decided to make it my personal mission to do all that I could to make sure others don't suffer the same situation. And I knew just the person that I could stand behind!

Rene Apack is EXACTLY the right person! Have you ever met someone that just goes above and beyond for those they meet? That’s who Rene Apack is and if you don’t know someone like that, I am glad to introduce you to him via this article.

Rene has over 16 years experience. He has seen first hand how a person’s life can change dramatically in a blink of an eye. In those years he has helped countless individuals care for those dependent on them. It’s the ones that delay and fail to take action that break his heart time and time again.

A former District Manager for GE Financial Long Term Care Insurance, Rene provided training and support needed to help others become successful independent advisors to assist their clients. Additionally, over the years he continues to mentor and support advisors in the areas of Disability, LTC, Home, Life and Health Insurance Disciplines to give them the tools to best serve their clients.

Rene was honored for being Long Term Care Agent of the Month, GE Long Term Care, January 1999 and October 2000. In addition, Rene has been the recipient of the Top 100 Long Term Care Insurance Professional Award, from 2004 to 2012.

A dedicated humanitarian, Rene helps individuals understand the history and laws of the United States to better assist them with becoming U.S. citizens.

Rene is also committed to creating awareness and providing support to families caring for relatives with Alzheimer’s. Additionally, he is a strong supporter and leader for the Annual Memory Walk, the Alzheimer’s Association’s largest annual fundraiser.


Short Term Disability Insurance
1 in 3 Americans will suffer a disability lasting 90 days or more during their working years. Short Term Disability Insurance can provide a means of income during this time.

Long Term Disability Insurance
Nearly 1 in 5 people living in the U.S. will suffer a disability that lasts more than a year before the age of 65. 1 in 7 people can expect to be disabled for five years or more.

Supplemental Disability Insurance
Supplemental Disability Insurance plugs the holes in your employer’s disability coverage. Unlike your employer’s coverage, benefits are not taxable, meaning you take home more while off work.

Living Assistance Disability Insurance
Living Assistance Disability Insurance helps cover the cost of home care in the event you need assistance while recovering from a major illness or injury.