Truth | Page 11

#2 PARALLEL PAYMENT PLATFORMS WILL GROW A parallel world of alternative ways to pay – digital currencies and payment platforms – will continue to grow, co-existing alongside the established order. Advances in the technology that underpins this new world will mean ever easier, swifter, safer and cheaper ways for people to transfer funds – friend to friend, bank to bank, country to country. We anticipate a future scenario where currency is a more fluid concept – a current flowing through multiple layers of payment platforms and systems. 11 PR ES E N T A N D P O T E N TIA L F UTURE S IN F IN A N CIA L SE RVICES