APPROACHING
Lifestyles in retirement
Hand-to-mouth
Quiet and comfortable
Care-free
Luxury
Largely housebound, careful
with food and heating,
struggle to afford travel,
clothing and gifts.
Eat well in a cosy, warm
home. Dress well, but little
luxuries and travel are rare.
A holiday each year, a
comfortable home, gifts
for the family, go out
regularly and entertain.
Maintain a premium car(s)
and travel often, shop and
entertain freely, quality
primary residence and
second home.
£7,000
£17,500
£35,000
£70,000
£100,000
£250,000
£500,000
£1m+
annual income
retirement pot
annual income
retirement pot
annual income
retirement pot
annual income
retirement pot
These are very broad guidelines and based on the estimated costs of basic through to luxury items that
form a basket of acknowledged costs. Source Trustnet Direct. Retirement pots based on a drawdown
scenario, 5 per cent growth a year net of charges and money running out at age 90. Pension pot remains
invested until age 90. Figures shown are gross of any tax liability.
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