We have begun to see numerous new companies pop up in recent years offering professional liability insurance to educators along with a few generic discounts , and claiming to be an equal replacement for an association . In fact , as noted before , teachers are far more likely to face employment rights issues that require the assistance of a skilled education law attorney , which these bargain groups do not provide . Nor do they offer professional development tailored to the needs of Tennessee educators , or a presence at the Tennessee legislature advocating for your rights .
P
rotection
E
xclusive
Homeowners insurance is not the answer . Some educators tell us that they have the “ teacher ’ s extension ” to their homeowners policy . While each of these is slightly different , some carriers offer an endorsement which eliminates the “ business pursuits exclusion ” for the delivery of educational services . Each policy is different and the coverage limited ; it is critical you really understand your policy before you realize it does not offer the benefit you think it does . Often you may find the policy is only liability for “ bodily injury ” or “ property damage .” The endorsement merely extends the same coverage that your homeowners policy provides to your educational activities . This means that there is no professional liability insurance .
& Coverage
Comprehesive $ 2 Million Liability Coverage Package That Includes AD & D and Identity Protection
Employment Rights Protections with Personal Legal Advice and Representation from Staff Attorneys
Benefits
Travel & Entertainment Savings - Tickets for Local Sports Teams , Theme Parks and Events ; Travel Locally or Abroad
Product & Service Discounts - Save on Technology , Financial Services , Supplemental Insurances and More
Training & Resources
Professional Learning on Your Schedule via a Personal Learning Portal That Tracks Your Credits and Progress
The Best Educator Resources Delivered Your Way : Social Media , Email or the Resources Website
Join Professional Educators of TN today and protect your career !
Membership in Professional Educators of Tenenssee is About Collaboration , Not Litigation
Teaching should be a positive experience that encourages dedicated and competent teachers to make their own personal decisions with regard to union membership . It should not be an anchor by which they will be chained forever to a labor union which may not represent that teacher ’ s professional and personal interests .
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