Today's Practice: Changing the Business of Medicine TP2018Q2DigitalEditionWeb | Page 72

F I NA NCE C.Y.A. (Cover Your Abilities) By John F. Nichols MSM, CLU 71 Are you sufficiently protecting your talents, skills and capabilities? Look beyond your patients care and you’ll see the impact of an illness or injury on a family, both emotionally and financially. You have the choice to make the decision to protect yourself and or your loved ones from the devastating impact of an accident or illness. We take our talents and abilities for granted just like breathing air. Well, whether we like it or not, sustain- ing an accident or illness is always a very real possibili- ty that could affect our ability to live, work and play. Most people do not insure what is probably their most valuable asset - their ability to work and earn income. TODAY ’ S P R A C T I C E: C H A N G I N G T H E B US I NES S OF M EDI C I NE