Thrive Business & Professional Magazine Summer Issue - Page 27

3 Understand how the advisor approaches financial planning. Steer clear from someone who offers a cookie-cutter approach to financial planning. Instead, look for an advisor who offers a disciplined, comprehensive and customizable approach. A good advisor should offer a tailored plan based on your goals — whether it’s building cash reserves, protecting your income against death or disability or creating a balanced portfolio. Join the Hammock Beach Lifestyle 4 You and your advisor should have compatible expectations about your relationship. Before agreeing to work with a professional, understand what his or her relationship with clients looks like. How often do they meet with clients like you? What would they expect from you at each meeting? How accessible are they between meetings? Make sure that the person you select is willing to work with you the way you want to interact with an advisor. 5 6 You should have a clear understanding of what you’re paying for. Advisors should provide information and materials to help you evaluate the benefits, risks and costs of the investments and services they offer, as well as the full range of options for the services you will be provided and account types you may select. If anything is unclear, make sure to ask questions. Financial advisors should know how to tap into the expertise of others. A smart advisor knows when it’s time to gather input from other experts, such as tax and legal professionals. Find an advisor who is willing to use a team approach to help you reach your goals. Your family can create their own Hammock Beach Lifestyle by becoming members in one of two exclusive memberships — BEACH CLUB and FULL GOLF, featuring world-class amenities and personalized service in a private club setting. Play a round of golf, relax poolside, cruise the lazy river, zip down our waterslide, play tennis, swim in the surf. Once you choose an advisor you can team up to start customizing a financial plan that fits your unique needs. Selecting an advisor and creating a financial plan does take some time and effort, especially if working with a financial processional is new to you. Once you take action to achieve your goals, however, you’ll likely discover Become a member now, and enjoy the newly refurbished Ocean Course Opening Fall 2017. how life’s challenges can be better managed with the security of having a financial plan. FOR MORE INFORMATION Abigail Santiago, CFP®, CLU®, is a Financial Advisor with Florida Wealth Planning Group, a private wealth advisory practice of Ameriprise Financial Services, Inc. in Palm Coast, FL. She specializes in fee-based financial planning and asset management strategies and has been in practice for 26 years. To contact her, visit or call (386) 597-2994. Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consult your tax adviser or attorney regarding your specific situation. Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2016 Ameriprise Financial, Inc. All rights reserved. File #1651169 (Approved until 12/2018) For Membership Inquiries, Contact: Marianne Nicholson | 386.237.5926 | Thrive Business & Professional Magazine | Q3 2017 0217_HB thrive mag ad_2.46x9.88_1.indd 1 25 2/16/17 11:17 AM