General Liability Fraud
General liability is one of the
broadest forms of insurance. It covers a
number of things that are not covered
under other specific coverage, such
as premises liability, products liability
and completed operations. Damages
can include bodily injury (including
death), property damage, personal injury
(slander, libel) or advertising injury.
Premises liability provides protection for injuries to those (other than your
employees) who are on your premises/
property, such as guests. The most
common premises liability claim is slip
and fall.
One of the best ways to protect your
business against a fraudulent claim is to
keep thorough and consistent records. It is
also wise to periodically check your premises for potential hazards and record the
time of the inspection. These records will
help if you need to prove that a threat was
not present at a specific time of a claim.
General liability fraud is much harder
to execute than workers' compensation
fraud. It can also be harder to