The Real Estate Browser Volume 8, Issue 9 | Page 17

www.LynchburgRealEstateBrowser.com Volume 8 Num9er 8 – Say you saw it in The Real Estate Browser of Lynchburg — 17 tory you can maintain on your home computer or better yet, an offsite home management website such as MyHomeWorks (available thru carriers offered by Baughman & Associates). MyHomeWorks allows you to manage your home’s assets, hi-tech devices AND household inventory (in the Cloud), where it is eas- ily accessible in case of a home disaster. Receipts and product information (manufacturer’s model and serial numbers) are all helpful in proving ownership. In the last forty-three years, our agency has experi- enced only one total loss. Our office was notified by the Sheriff ’s Department of an electrical fire around 11:30am that morning. The family was not at home. Monelison VFD arrived and began putting out the fire just prior to my arrival. The fire had spread so quickly that only a corner of the home was left standing. The family Bible (in a desk along the wall) was untouched! Given our claims response training, the company was notified as I made my way to the scene. An adjuster arrived as the family returned to the home. A recovery strategy was formulated. The family was immediately moved to a local motel, fed and then taken to the mall to purchase clothing and necessities. While the family was shopping, the local pharmacy filled and delivered the necessary prescriptions. The family was back at the motel by 5pm and settled in for the evening. That day (and many days following) had the poten- tial to be chaotic to say the least. Fortunately, planning allowed the recovery process to proceed in an orderly fashion, thus reducing some of the stress felt by the family. I trust this series has been a helpful resource to “First Time Home Buyers”! Questions???, please call Baughman & Associates-Insurance at 434 316-0030. “Like” us on FB and follow us on Linked In…your sup- port is greatly appreciated! Virginia’s Property Insurance Specialists Homes • Farms • Estates • Rentals • Commercial www.LoudounMutual.com Everything From Mobilehomes to Mansions!! Al Baughman Candace Harris 434 316-0030 434-316-0030 AIM, LUTCF [email protected] Licensed Associate Agent [email protected] Click on the Listing for photo tours and additional information for each property.