From bankrupt
to entrepreneur:
How my financial
life was lifted
“I was in more than £20,000
debt. I needed to pay back
credit cards and loans, but
instead I spent almost a year
pretending my debts didn’t exist.
I was inundated with letters and felt
pressured by creditors. It was putting
me down because it seemed too
much to handle alone.
I accepted an invitation to the UCKG
HelpCentre where I later found the
courage to face my fears and tackle
my problem. It all began in my mind
as I rejected the idea of living in debt.
I received confidence to get advice
from solicitors and to stop burying
my head in the sand.
I made a debt plan and I faced the
courts. It was a challenge and I was
given the option to declare myself
bankrupt to start afresh. I took up
the option, although it wasn’t easy
because my career in the financial
world came to an end and I was
not permitted to return. It was even
harder as I was hoping to work in
finance again.
The support I got at the UCKG
HelpCentre lifted me up and
encouraged me to stay positive. I
decided to study something else. It’s
been nine years since I started over,
and today I am working in a field that
I love and I also run my own business.
The progress in my life has been
amazing. The UCKG HelpCentre
helped me lift my life to the next
level.”
Yolanda Napoli
How to cope with
your financial
worries
No matter what we may say or think, we all
can agree that money plays an important role
in our day to day life. It is a tool we use to take
care of our basic needs, like food, shelter and
clothing. So, it is not surprising that a lack of
money causes financial worries and depression.
Its mismanagement can easily leave a person
feeling down and out.
Sources: http://www.health.com/health/gallery/0,,20541338,00.html#accept-your-situation-for-now-0 • http://www.nhs.uk/Conditions/stress-anxiety-depression/Pages/coping-with-financial-worries.aspx
What causes financial worries?
Different events and scenarios can put
a strain on your mind. You may find
yourself repeatedly thinking about your
money problems to the point where
you become anxious. A lack of finances
can have negative consequences on
your life and allowing this worry to get
the better of you can leave you stuck
in a cycle.
For example, when a person loses
their job, their bills cannot be put on
hold until they find a new source of
income. Every month, their rent or
direct debits will still need to be
paid. This is the same with debts:
the longer they are left unresolved,
the greater the likelihood of them
increasing and of the person
going to court.
Change your attitude
There are two phases to beating
your financial problems: the first is
to lift yourself up, and the second is
prevention. In this sense, the battle is
action based. Whatever the state of
your financial situation, understand
that it is only temporary, if you are
willing to take the necessary steps
to instigate change!
In an article on Health.com,
psychologist Stephen Josephson
explains the importance of not
overthinking the negatives. ‘‘We can’t
necessarily get rid of pain, including
the pain of losing a job or having to
move’’, Josephson says, ‘‘but we can
get rid of suffering, and suffering is
failing to accept what is’’.
This
is
what
we
are
proposing at the Lifted Event:
To Stop Suffering. Good Friday
marks the end of suffering and this
event can be the start of a brand
new life for you too. Come and join
us on Friday 30th March 2018.
Your chance to rise
GOOD FRIDAY|3PM
also at 7am, 10am and 7.30pm
| u c k g . o rg
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