In most cases , the chances are that your travels will go without a hitch . However , if they don ' t , you could be in real financial trouble . Wong adds , " Benefits often provide coverage for emergency evacuation , trip cancellation and interruption protection , medical insurance and baggage insurance ."
• Trip cancellation or interruption : With trip interruption coverage , you ' ll have the money to refund the expenses of a new return ticket or to stay in a comfortable hotel .
• Emergency illness or injury : With travel medical coverage , you won ' t be paying a huge medical bill . You ' ll also have assistance services - in your own language - to locate a suitable medical facility and arrange transportation .
• Baggage delay , loss or theft : With coverage for delayed bags , you can relax . You ' ll also be reimbursed for the essential items you need to start enjoying your trip .
• Bankruptcy of travel supplier : You ' ll be able to recoup your expenses and reschedule your vacation .
• Weather-related delay : With protection against weather damage , you ' ll be able to recover your pre-paid costs while travel assistance services will help you arrange a vacation to a new location .
With these coverage options , it is important to be upfront about pre-existing conditions and read the fine print to understand what you ' re paying for . Remember : Don ' t pick one just because it ' s cheap ; make sure you understand your needs and purchase one that makes sense .
While people understand the importance of travel insurance , they don ' t often understand how it works . It ' s really quite easy and no different than auto or home insurance . If an incident occurs , just contact your travel protection provider and start a claim to receive reimbursement and assistance .
At the end of the day , a vacation is about spending time with loved ones , unwinding from the daily routine and making happy memories . It ' s not about worrying endlessly about all the things that could go wrong . Therefore , when it comes to protecting ourselves and our precious belongings , we shouldn ' t think twice about travel insurance - it ' s a must .
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Located in the Channel District , just minutes from Down Town , Ybor , South Tampa , and Seminole Heights .
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1208 E Kennedy Blvd # 112 Tampa , FL , 33602