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USINESS
1:00 p . m . - 1:30 p . m . Veterans Only 1:30 p . m . - 4:00 p . m . Open to the Public
Ivy Tech Community College 50 Walnut Street Lawrenceburg , Indiana
Common Financial Mistakes
Page 6A THE BEACON August 2018

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USINESS
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Dearborn County Chamber Introduces Quarterly Member Meet & Greet
The Dearborn County Chamber is hosting a new Quarterly Member Meet & Greet . Each gathering will include a few minutes familiarizing attendees with a specific Chamber benefit and allow members to enjoy a casual lunch getting to know each other and integrating themselves into the Chamber community . The event is a fantastic opportunity to get in front of businesses that are new to the Chamber and an efficient way to help build a network .
The next Quarterly Member Meet & Greet will be held July 19 , 11:30 - 1 at Casey ’ s Outdoor Solutions , 21481 State Line Rd .
This event is a no-cost luncheon and is open to all employees of Chamber member businesses .
If you would like to attend , please register at dearborncountychamber . org or call at 812-537-0814 .

Congressman Luke Messer hosts 6 th Congressional District

JOB FAIR

THURSDAY AUGUST 3 , 2017

9 8

1:00 p . m . - 1:30 p . m . Veterans Only 1:30 p . m . - 4:00 p . m . Open to the Public

Ivy Tech Community College 50 Walnut Street Lawrenceburg , Indiana

FREE ADMISSION

For additional information visit : www . messer . house . gov or call 317-421-0704 or 1-855-341-8196

Hosted by Congressman Luke Messer in cooperation with Ivy Tech Community College and WorkOne Southeast
Holly Fehr , RN ( center ), Highpoint Health Medical / Surgical Unit Charge Nurse , received the DAISY Award . Presenting her with the recognition are ( left ) Dawn Walcott , RN , BSN , Highpoint Health Director of Patient Care Services , and ( right ) Robin Drew , RN , Med / Surg Unit Manager .
Highpoint Health Nurse Nominated for Daisy Award
Highpoint Health Charge Nurse Holly Fehr , RN , is the latest recipient of the DAISY Award at the hospital . She was nominated for the award by a grateful family whose loved one had suffered a cardiac event .
“ I was very surprised that I was presented the award . Truthfully , I didn ’ t think the family would remember me specifically ,” Miss Fehr admitted . “ I ’ ve dreamed of getting a DAISY , but I never thought that I ’ d actually receive one . It ’ s such a huge honor !”
DAISY stands for Diseases Attacking the Immune System . The DAISY Foundation recognizes nurses around the world for outstanding care and dedication to their patients .
The daughter of the patient ’ s family wrote the following message in her DAISY nomination form . “ My dad suffered a cardiac event , and Holly was very calm , caring and attentive to his needs and handled the situation with complete control . We were very thankful to have someone in charge with her years of experience and knowledge . We felt comforted knowing she was taking care of our dad and making sure he had every opportunity for recovery . Holly was more than accommodating to the family as well . A huge ‘ thank you ’ to Holly for all she did that evening during my dad ’ s scary event .”
Miss Fehr was honored at a ceremony at Highpoint Health in which her co-workers ; her 4-year-old daughter , Nora ; her mother , Jenny Awad ; and her fiancé , Scott Karn , all attended . She was presented a certificate , a sculpture called “ A Healer ’ s Touch ,” and , of course , two bouquets of daisies .
Miss Fehr , of Lawrenceburg , has worked for Highpoint Health / Dearborn County Hospital for twenty-five years . “ Working in Med / Surg offers a great opportunity to gain a more in-depth knowledge of a wide range of clinical care and treatment protocols ,” she said . “ I feel like I ’ m always learning something new .”
Friendship State , Bank Director Retires ,
John Race , Dillsboro , attended his last Board of Directors meeting at Friendship State Bank on May 17 where he retired as a director .
Roger Fehling , Ken Elder , Ann Elder and Bonnie Nocks receive check from DCF board member Randy Tyler .
DCF Grant Helps Church Restore Flood-Damaged Lower Level
The Dearborn Community Foundation ( DCF ), Inc . recently awarded a $ 1,000 Lauren Hill Make A Difference Grant to the Aurora First United Methodist Church , 304 Third Street , Aurora , to help restore its flood-damaged basement kitchen , which is used for numerous charitable community activities .
Mr . Race and Judy , his wife of fifty years , are natives of Dillsboro . He recalled hayrides and heading to Friendship where his dad played music most Saturday nights when he was a child .
Mr . Race has the heart for helping others . After serving four years in the Navy , he earned his teaching degree , returned to Dillsboro , and spent ten years teaching at South Dearborn Schools . While he genuinely enjoyed working with the students and teachers , Mr . Race realized that he did not want to be a teacher for the remainder of his career .
Utilizing the education opportunity under the GI Bill , Mr . Race continued to take college classes . He discovered a love for business and accounting classes and took every course he could . At the same time , he also worked as the Dillsboro Manor administrator . In his spare time , he began preparing tax returns . Mr . Race continued his journey and became a CPA . He opened his office in 1994 , the same year in which he was asked to become a Friendship State Bank Director .
“ There was a lot more to being a director than I expected ,” Mr . Race shared .
John Race realized that
Credibility • Advocacy • Education • Visibility

What Can The Chamber Do For You ? Just Ask !

812-537-0814 www . dearborncountychamber . org banking was much more complex than it looked from the outside , but he is very proud of the accomplishments of the bank and the board over the past twenty-five years . He believes some of the most important work the board of directors did was to establish a human resources department , create a system for evaluating performance , make significant pay increases for staff , and ensure the employment of quality people who provide quality work and results .
“ I will certainly miss John ’ s perspective at our board meetings ,” said CEO Chris Meyer . “ John can be feisty during a debate , which is a terrific skill to have . He challenges ideas and decisions in such a way that a better result is the outcome .” Mr . Meyer added , “ John ’ s wisdom , experience , and high character made him a terrific steward of our board ideals , and he represented the shareholders well .”
“ John , with his business experience and accounting expertise , was a terrific addition to our board ,” said Jim Lemon , Friendship State Bank President . “ His guidance will be sorely missed .”
Mr . Race can still be found hard at work and focused on his CPA business . His passion for his work as a CPA and for helping others is undeniable .
“ I don ’ t understand why people don ’ t like Mondays ,” Mr . Race once said . “ After sitting around all day Sunday , I can ’ t wait for Monday ! ... I enjoy meeting people and helping them get out of financial scrapes when they get in trouble . It is rewarding to help others get back on track .”
At the 2018 Shareholders Annual Meeting , Chris Meyer was elected to serve on the board as the next director .
Common Financial Mistakes
A Five-Part Series on Common Financial Mistakes Made by Pre-Retirees & Retirees
PART ONE : INCOME
Throughout the course of my 30 + year career , I have seen pre-retirees and retirees make the same common financial mistakes . These common mistakes are made as they are entering retirement or they are already retired . This is the time in life when you need to avoid as much risk and error as possible ! It is my hope that as you read this series , you gain a better understanding of how to plan for retirement and how to avoid the top 5 common financial mistakes . This knowledge will help guide you towards a mistake free plan for retirement .
Common Mistake # 1 : No Plan
Benjamin Franklin is credited with the famous quote , “ Failing to plan is planning to fail .” 1 The number one mistake I see people make when it comes to retirement
planning is not having a plan which focuses on INCOME . Often times , I have found that people spend more time planning a week ’ s vacation than they do planning for the 30 years they will spend in retirement , it ’ s baffling to me .
I am a firm believer in having a written Retirement Income Plan . In making this plan , you will receive answers to the following very important questions :
n How much do I need monthly to maintain my standard of living in retirement ?
n What accounts am I going to take this money from ? n Will I outlive my money ?
n What is the best way for me to take my pension or social security ?
n What happens if my spouse predeceases me ? n Where does my money go when I die ?
“ By writing a plan with a financial professional , pitfalls can be identified , and you will have a plan in place to help avoid them .” — Roger Ford
Retirement is not the period in your life to navigate blindly by yourself . I highly suggest that all pre-retirees have a financial planning professional help them write a plan . By writing a plan with a financial professional , pitfalls can be identified , and you will have a plan in place to help avoid them . The financial plan can also prepare for unexpected surprises . Most importantly , a written plan can help provide peace of mind , something I have found hard to put a price on during my thirty-two years of experience .
1 https :// www . goodreads . com / quotes / 460142-if-you-fail-to-plan-you-areplanning-to-fail
Conservative Financial Solutions | Roger L . Ford 10403 Harrison Ave . | Harrison , OH 45030 513.367.1113 | ConservativeFinancialSolutions . com
Securities offered through Madison Avenue Securities , LLC ( MAS ), member FINRA / SIPC . Investment advisory services offered through AE Wealth Management , LLC , a Registered Investment Advisor . MAS and Conservative Financial Solutions are not affiliated companies . AE Wealth Management and Conservative Financial Solutions are not affiliated companies . Investing involves risk , including the potential loss of principal . Neither the firm nor its agents or representatives may give tax or legal advice . AW06183396
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