The Asquith Group Asia , Tokyo Japan on Enhancing Your Credit Health in 2017
New Year ’ s resolutions are seldom mere overreaching wishes in that people make their lists without having a definite plan on how to achieve their goals .
How do you plan on paying your debt ? How will you exactly go about losing excess weight ? How do you specifically attain a fulfilling and abundant life ?
When it comes to personal money matters , we would like to present a workable plan to address a common problem which many people fail to solve for lack of professional help . We asked several personal finance experts to show us how to maintain or obtain good credit in 2017 .
Heather Battison , a vice-president at TransUnion , a major credit bureau , says , “ I believe it ’ s vital for consumers to realize it requires a definite process . “ It ’ s actually about developing the right practice ,” she adds . “ Begin at the start of each year . Then incorporate it into your daily routine and your weekly schedule .”
Take these suggestions as your chart to achieving the obvious and even the obscure ways to your credit success .
Take responsibility on your debt
Financial well-being begins with responsibility . Always pay your credit statements as well as other bills promptly .
Your credit score is computed based on your payment track record , about 35 % of your score . Paying late can greatly affect your credit standing .