Tees Life Tees Life Issue 9 | Page 44

MONEY Your time to Plan Happy Teesside pension advice and retirement planning specialists, Joslin Rhodes, have seen increased demand due to their distinctive approach. C alled Plan Happy, their unique process focuses on lifestyle rather than just numbers and financial products. Founder and CEO Neil Parker said: “My vision has always been about redefining retirement. Most clients come to us worried they won’t have enough money to retire but often they do but don’t realise it. They just don’t know what ‘enough’ looks like. “That’s why Plan Happy is so successful - it essentially proves to people that everything’s going to be okay.” Planning for the retirement you want rather than living in fear of running out of money is key where Joslin Rhodes are concerned. It’s about using financial planning to explore questions like: • What do you want to do in retirement? • What does enough money look like? • Enough money for what? One of their defining differences to other financial advisers is the focus on what you’d like to do in retirement: • Are you happy pottering in the garden, or would you rather be bungee jumping in South Africa? Essentially, it’s about working out what your ‘enough’ is by deciding - enough for what? Everyone’s different here and you might ask: • What if I retire five years early? • What if I decide to go on that trip around the world? • What if I decide to change the kitchen? All the ‘what ifs?’ that could affect your retirement lifestyle are an important part of considering if you have enough. Similarly, everyone's financial assets are different, whether these are property, pensions, savings or investments. It’s the team’s job to plan a route from these to your happiness. One client said: “Met my financial planner today and it was an absolute pleasure. Very knowledgeable and made me feel comfortable. I wish I’d come to you years ago.” To start planning your happy, book your free consultation on 01642 044919 or email [email protected] Joslin Rhodes is authorised and regulated by the Financial Conduct Authority with the additional permissions to advise on defined benefit/final salary pension transfers. Find out when you can retire Our unique PLAN HAPPY process will show when you’ll have enough. With our help it could be sooner than you think. On average our clients retire 5 years before normal retirement age * . It's free to find out if we can help. Call 01642 04 4919, or pop in to see us. Joslin Rhodes Teesside: The Planning Rooms, Wellington Court, Preston Farm, Stockton on Tees, TS18 3TA Joslin Rhodes Newcastle: The Planning Rooms, Swordfish House, Amethyst Rd, Newcastle Business Park, NE4 7YL Independent Pension Advice & Retirement Planning Specialists Joslin Rhodes is authorised & regulated by the Financial Conduct Authority 44 * Statistic based on a normal retirement age of 65 and compared data from 76 Joslin Rhodes clients who were told they could retire at an average age of 59.58. **The Financial Conduct Authority does not regulate Estate Planning. joslinrhodes.co.uk Defined Benefit Pension Specialists / Estate Planning ** / Transfers, Investments & Drawdown