Sterling Overview 3rd Quarter - 2020 | Page 2

28 COMMERCIAL & SPECIALTY LENDING TEAMS ACROSS THE COUNTRY

The Sterling Advantage
• Single Point of Contact
• Execution – Driven
• High Performance
• Robust Risk Management Platform & Controls
• Technology to Drive Efficiency , Enhance Service , Manage Risk
Our focus is on privately held small to mid-size businesses , non-profits , and governmental entities , as well as the owners and senior managers of those entities . Each of our clients is matched with a dedicated team and single point of contact , and we ’ re committed to bringing our clients a full spectrum of products and services provided by large institutions , but with personalized service provided by a small bank .
Our dedicated commercial teams — with a range of expertise across a range of industries — provide our clients with the utmost personalized service . Because strong relationships are the foundation of our banking philosophy , our clients are confident the guidance they receive from us comes from extensive knowledge of their business , industry , and marketplace , as well as a genuine desire to help them succeed .
We ’ re committed to providing customized products and services designed to help you coordinate every financial need of your business and its key executives — from loans to treasury management to personal financial management . This wide range of services brought together in a customized package helps you make the best decisions for your business .
Commercial Lending We specialize in serving the financing needs of small to mid-sized businesses . Whether you ’ re upgrading equipment , expanding services , or simply want to streamline cash flow , we can help . Your request will be processed by a trusted advocate who understands your business and your
Specialty Finance potential . Your dedicated team of
Sterling is equipped to provide Sterling bankers will tailor the right solutions beyond traditional solution for you — for today banking , offering a range of assetbased financing options . We offer and for your needs ahead . specific expertise in a number of lending categories nationally that many other middle-market providers do not . These include mortgage warehouse lending , franchise finance , healthcare finance , lender finance , public finance , equipment finance , asset based lending , commercial services and loan syndications as lead arranger .
Commercial Real Estate & Community Development Lending
Sterling provides real estate financing for the purchase or refinancing of commercial real estate , with flexible loan-to-value ratios and your choice of biweekly or monthly payment plans . We ’ re experts in bridge financing , acquisition financing , refinancing , and commercial mortgages .
BROAD RANGE OF SERVICES
Private Banking
We offer access to an extensive lineup of financial solutions and unique privileges . Sterling Private Banking offers superior service and convenience that ’ s second to none – all delivered by a dedicated Sterling Private Banker who ’ s there to help you make the most of it all . This is personal banking at its best , designed to make every experience more convenient , productive and satisfying than ever before .
Depository & Treasury Management
Our custom treasury management solutions are carefully tailored to meet your business ’ s evolving needs . Leverage our solutions to manage your finances more productively and efficiently , so you can stay focused on running your business .
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