State of Caring | Page 13

STATE OF CARING REPORT 2016 I sometimes skip meals so other family members eat. As a result of financial strain many carers are being forced to make impossible decisions about spending to get by. Of those struggling to make ends meet, nearly half (48%) are cutting back on essentials like food and heating and 1 in 6 (16%) are falling into arrears with housing and utility bills. Others are borrowing money on credit cards (35%), taking out loans (13%) or borrowing from friends or family (30%). Caring for someone and looking after our baby is a massive physical and emotional drain. Adding to this the stress of becoming increasingly in debt and the knowledge that continuing along this path will end in eviction and the inability to pay bills, eat and heat the property causes stress for me and directly impacts on my partner’s health and wellbeing. Over a third (37%) of carers struggling to make ends meet are using up savings to get by suggesting that their ability to manage is unlikely to be sustainable in the longer term. Financial hardship is putting further pressure on carers’ ability to get practical and emotional support with their caring role as 13% of those struggling financially are cutting back on practical support with caring and nearly two thirds (64%) are cutting back on seeing friends and families, increasing the isolation that many carers experience. Worry about finances has a knock on impact on carers’ own health too. Across all carers, whether they are currently struggling financially or not, the numbers who report a level of worry about finances that affects their own health is high at 43%. Three quarters (73%) of those struggling to make ends meet report that worry about their finances is affecting their health. I am constantly on edge waiting for ‘that’ phone call or ‘that’ letter in the post or the debit card declined at the supermarket checkout. It is a constant worry that adds to the stress and anxiety that I already have as a carer. It also means that when I do have ‘time off’ my partner and I can’t afford to ‘make the most of it’. We haven’t had a holiday away from home since I started caring and even a weekend visit to my in-laws has to be carefully planned and saved for. Three quarters 73% of carers who are struggling to make ends meet say worrying about their finances is affecting their health. 13