•••
CO L UM N
other insurance is available,
are insured up to an amount
of R10 000,00 for accidental
physical injury.
Theft of the money must
once again go hand in hand
with breaking into or out of
the dwelling by material,
visible and forcible means.
- Amounts higher than
R2 500.00, as well as
money for business use
(farming), must be insured
under the Division Money,
which we will deal with at a
later stage.
• ACCIDENTAL BREAKAGE
OF MIRRORS AND
CERTAIN TYPES OF
GLASS
The accidental breakage of
mirrors, glass tops of furniture
and fixed glass which forms
part of any stove or oven (e.g.
a glass top stove on which a
saucepan falls and it breaks).
34
• MEDICAL EXPENSES
Medical expenses, except
where a medical aid fund/
However, this cover is limited
to injuries sustained by
- any person (excluding the
insured/co-insured person
or any person in their service) directly caused by
a pet of the insured person
(dog/cat/etcetera) being
kept on the premises;
- any guest or visitor directly
caused as a result of a defect
in the buildings or premises;
- any domestic worker employed by the insured person which may arise from
the nature of his/her duties,
e.g. a worker falling off a
ladder while cleaning gutters.
SUMMARY
It is evident from the above
discussion that insurance cover in terms of the Division
Householders involves more
than just cover against lightning
or theft. In order to utilise all
the benefits of this type of insurance, it is the duty of the insured person to acquaint him-/
herself with the contents of the
policy.
Contact your insurance
advisor to explain the benefits
of your short-term insurance
policy.
In the next issue we will
focus on the expansions which
are included in this division
of the policy free of charge, as
well as expansions which can
be obtained at an additional
premium.
For purposes of this article
the policy conditions of the
Santam Agri-policy were used,
which may differ from the cover, limitations and conditions of
other insurers.
Enquiries may be addressed to the author at
018-6331213 or willie.louw@
univisionbs.co.za or your
nearest Certisure insurance
advisor.
VERKRYGBAAR BY U NAASTE HINTERLAND TAK
V
Die
Diere
ere is afhanklik
afhan
nklik van sout vir 'n gesonde,
g
gebalanseerde
gebalanseerde dieet. By Saltcor,
Saltco verstaan ons die rol wat sout speel in
die
erevoeding en
e produseer ons produkte
prro
odukte spesifiek vir die behoefte om voe
dierevoeding
voer te meng. Of jy nou die sout aankoop in
sakke, sou
u