Risk & Business Magazine Cain Insurance Magazine Winter 2018 | Page 26

DNA KITS DNA Kits And Your Right To Privacy And Access To Insurance T this new genetic information? There is a strong sense of social responsibility that underlies insurance whereby its institution should primarily be focused on the welfare of people who experience misfortune. But how are individuals and their family members and the Canadian Insurance Industry (CII) affected by this new genetic testing information? More importantly, how is the CII using PRIVACY Many Canadians remain unaware of the privacy implications that may be derived from test results. DNA provides not only insight into an individual’s medical and life prospects but also that of their close family relatives. Usually, consent is given by individuals undergoing genetic testing. However, family members of those who have undergone testing do not have this same luxury and unknowingly he 21st century has experienced many scientific breakthroughs, but one of the most significant has been the cracking of the human genetic code. DNA tests appear to be all the rage, with advertisements for $99 DNA kits from Internet-based providers such as 23andMe. com, AncestryDNA.ca, and Navigenics to shows like TLC’s Long Lost Family where adopted individuals find their biological parents via genetic testing. 26 can have their DNA accessed online. Many genetic test providers offer a way of connecting unknown relatives while ignoring their right to anonymity, thus infringing on their right to privacy. An example of this was seen recently in the United States where DNA sites were used to track down and arrest Joseph James DeAngelo. Mr. DeAngelo is a serial killer from the 70s and 80s. Police tracked his DNA to a fifth cousin, and through the process of elimination, found him in a local suburb. Internet- based providers such as 23andMe provide warnings prior to undergoing testing and generally resist police inquiries, unless they have a court order.