Research Reports and Evaluations - Page 46

8 References Australian Institute of Health and Welfare [AIHW] 2013, Specialist homelessness services:2012– 2013, Cat. no. HOU 27, AIHW, Canberra. Australian Institute of Health Welfare [AIHW] 2014 Housing assistance in Australia 2014, Australian Institute of Health and Welfare, Canberra Cat. no. HOU 275, AIHW, Canberra. Banks, M, Marston, G, Karger, H & Russell, R 2012 Caught short: Exploring the role of small, shortterm loans in the lives of Australians. Final Report, RMIT University, The University of Queensland, Queensland University of Technology, Good Shepherd Youth and Family Service, National Australia Bank, Brisbane. Banks, M, Marston, G, Karger, H & Russell, R 2014 ‘In a perfect world it would be great if they didn’t exist: how Australians experience payday loans’, International Journal of Social Welfare http://onlinelibrary.wiley.com/doi/10.1111/ijsw.12083/pdf. Becchettia, L & Conzoa, P 2013 ‘Credit access and life satisfaction: evaluating the nonmonetary effects of micro finance’, Applied Economics, Vol. 45, pp.1201–1217. Brackertz, N 2012 I wish I’d known sooner! The impact of financial counselling on debt resolution and personal wellbeing, The Salvation Army Australia Southern Territory. Centre for Social Impact 2014 Life changing loans at no interest: An outcomes evaluation of Good Shepherd Microfinance’s No Interest Loan Scheme (NILS), Report prepared by the Centre for Social Impact for Good Shepherd Microfinance, University of New South Wales, Sydney. Centre for Social Impact 2013 Step up loan. A little help goes a long way: Measuring the impact of the StepUp loan program, University of New South Wales, Sydney. Connolly, C, Georgouras, M, Hems, L, & Wolfson, L 2011 Measuring financial exclusion in Australia, Centre for Social Impact (CSI) University of New South Wales, Sydney. Department of Human Services [DHS] 2014a Homelessness Services Guidelines and Conditions of Funding DHS 2014 Incorporating Homelessness Support Services/Providers Transitional Housing Management Housing Establishment Fund, http://www.nwhn.net.au/admin/file/content2/c7/Homelessness-Services-Guidelines-andConditions-of-Funding-May-2014.pdf, viewed 18th September 2014. Department of Human Services [DHS] 2014b Victorian Rental Report, http://www.dhs.vic.gov.au/about-the-department/documents-and-resources/research,-dataand-statistics/current-rental-report, viewed 18th September 2014. Good Shepherd Family Services 2012 Good Shepherd Microfinance Annual Report 2011-2012, Good Shepherd Family Services, Collingwood. Hulse, K, Reynolds, M & Yates, J 2014, Changes in the supply of affordable housing in the private rental