referral, each client presenting is assessed for their
housing needs. Clients are then assigned to
housing information and referral support or
brokerage and case management support. Those
most in need of financial brokerage support are
then further assessed for their capacity to rent
privately and whether they would be able to meet
the repayments of a loan. The assessment process
establishes whether the client has existing debts,
what other options might be available to them and
how much rent they will be paying for their
property. Assessment also takes into account their
capacity to sustain long-term rental and their
previous rental history. Eligibility for a brokerage
loan is determined on the criteria that the client’s:
10
Income is high enough to sustain rental
payments and can be one or a
combination of wages or Centrelink
income.
Is able to sustain private rental once the
loan from WCC is paid back and support
has been withdrawn.
Is able to sustain private rental with
minimal supports.
Wishes to establish or maintain private
rental as a long-term housing option.
Is currently residing in, or at risk of
residing in rooming house
accommodation.
Is residing in or have significant links to
the Whittlesea municipality.