ARE YOU FUNDABLE, OR DO YOU JUST HAVE A GOOD SCORE? MERRILL CHANDLER Are you FUNDABLE, or Do You Just Have a Good Score? By Merrill Chandler, CreditSense CEO and Chief Strategist L enders only make money when they lend, right? Well, you would’t know it from the way lenders keep borrowers in the dark about how to be a good borrower and qualify to borrow their money! You would think that lenders would be bending over backwards to teach, coach, and instruct borrowers on how to be a good borrower. We are simply told we need a good credit score.