REI Wealth Monthly Issue 05 | Page 66

THE NON-PERFORMING JUNIOR LIEN PART II GORDON MOSS We ask the borrower to submit a detailed history of their current financial situation, including tax returns, income, and all savings, pension plans, etc. to be considered for a loan modification/forbearance plan. We analyze the information and build a repayment plan that the borrower can comfortably afford for the long term. In my 27 years of experience in real estate, I have never seen a time like we are experiencing now. Historic lows in property values and interest rates, with a large amount of inventory still in many areas, have created an unparalleled opportunity that I doubt will be seen again in our lifetimes. Are you new and confused or a “wounded veteran of the real estate investment wars” still “licking your wounds?”… Pick yourself up. Shake off the dust. Put your mind in the right place. Research and study a plan that works today and works for you. Get moving forward. In nature as well as investing it is not the smartest or strongest that survive – but the most adaptable to change. Ten years from now we will look back and talk about this unique time in history. These ARE the “good ole days”. Gordon Moss Gordon Moss began his career in real estate in 1985 as a commercial real estate broker in Orange County California. He has been an avid student of the masters of all facets of the real estate and investing business for over 25 years. He now owns and manages a portfolio of properties and notes full time and today is very passionate and active in what he believes is the best real estate and note investment opportunity we will see in our lifetimes. Gordon is a published author in several key industry publications (including “ H\\???\??x?'JH[???\]Y[??XZ?\?[??[?[\?]?X[\?]K??K[?[??\?Y[??X??[?YY][???\??????HX?\?Y????8?'\???X[??H[?Y]H8?$?B?[H? L??\???Z[????\??'H\?H?\??[????X?H??^x?&\???\???Z[????H?\?[?\??[??X][??H??[?H[?\[?\]YH??[?]K??????&\??X??]N???˜?X[\?]X[???Z[??\?[????B??