Realty411 Magazine Featuring Eric Counts, Credit Nerds - Page 74

Five Key Tips from Do you want a credit score that is over 800? It is possible, just follow Eric's top tips to see your FICO shoot though the roof! 1. Pay Bills On Time ­­ No way around this: Plain and simple. 2. Keep Credit Cards Active ­ Especially those cards with a zero balance. 3. Keep Accounts as Long as Possible ­ Show a stable and responsible history with debt. 4. Use Different Types of Credit ­ Diversify your credit portfolio, i.e.: mortgages, credit cards, car notes, department stores, etc. 5. Only Apply When Needed ­ Reserve the temptation to open up a new charge card unless you truly need it. . 74