Private Money411 Magazine - The Source for Real Estate Finance Spring 2014 | Page 11

JasonHartman.com The Complete Solution for Real Estate Investors TM So you love real estate... but you hate management? Passive Income 12.25% First Trust Deeds We have access to very unique "insider" private lending opportunities. You’ve never seen hard money lending like this before. If you have $100,000 or more to invest and you want conservative, diversified, quick-turn, non-pooled investments that repay in about four to six months contact us for details. Our private lending program is simple and proven. The simplicity of our private lending program is unmatched. Visit www.JasonHartman.com or call 480-788-7823 today. Listen to The Creating Wealth Show, Jason's Highly Acclaimed Investor Podcast: CW 274 - Market Intelligence with Robert Fragoso, pg. 56 ant today.” According to Fragoso, income levels now are about a third lower than they were in the previous real estate cycle, and home prices are off only by about 20%. The result is an unsettling disconnect, an insecurity that’s contributed to weak demand every bit as much as the higher bar conventional lending has set. “When home buyers find it more difficult to qualify for conventional loans, you’re going to see a buildup of inventory and a lack of demand,” said Fragoso. “Forecasting for 2014, I think it’ll seem like a sluggish year but still positive due to low inventory. But there are niches in this market that are going to identify themselves that will make some people a lot of money, if they can capitalize on them.” When a market trends downward, according to Fragoso, a lot of investors worry themselves into inaction, thinking they can’t buy anything. But the beauty of fix and flips, he added, is that you’re not in the market that long. “You’re in and out relatively quickly,” said Fragoso. “As long as you don’t have a depreciation factor of 2% or more per month, you can adjust your percentage of profit and you can still make money.” And, while it might not be as much as you might have made in a different market, you’re still in there. “It’s easy to forget, but people made money in 2009, 2010, and 2011,” said Fragoso. “You can’t be afraid of a down market. You just have to be able to identify where it’s headed.” For more information about Anchor Loans, visit the website: www.AnchorLoans.com Fiscal Hangover & Global Change with Keith Fitz-Gerald CW 273 The Decline of the EuroZone with Alasdair MacLeod CW 269 SWOT Analysis of Income Property, Facebook IPO & Case Study See terms of service at: www.JasonHartman.com/terms Podcast Realty411Guide.com PAGE 58 • 2014 reWEALTHmag.com