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Dodd Frank. Yet, it is true that that
are new rules and compliance regu-
lations. Specifically, sellers are re-
quired to use third party licensed
RMLO (Residential Mortgage
Loan Originator) services to
facilitate the transaction.
Even where this isn’t a
legal mandate, investors
need to know their re-
sponsibilities for qualifying
borrowers, maintaining documents,
and the terms which can be offered
or which may trigger issues.
The services of an RMLO com-
pany can provide clarity on this, as
well as organization, help with the
labor of dealing with prospects and
managing the paperwork, as well
as empowering investors with the
understanding of what makes truly
valuable notes in the secondary
market space.
BEST STRATEGY FOR
REAL ESTATE INVESTORS
Offering owner financing
packs a lot of benefit for inves-
tors. First of all, it can help speed
up sales. Real estate ads pro-
moting seller financing can get a
lot of attention. More investors,
renters, and regular buyers are
seeking them out. This not only
helps to move property fast, but
can also help boost resale prices.
These buyers are typically more
payment sensitive than price sen-
sitive. This can yield a superior
ROI.
The creation of a new asset
in the seller-financed mortgage
note also provides the ability to
enjoy steady streams of high-yield
passive income, along with the
flexibility to cash in and reclaim
lump sum payments by reselling
the note or portions of the pay-
ments.
Of course, one of the best and
most important benefits of this
real estate strategy is helping
others. Offering seller financing is
a great service that helps indi-
viduals and families to enjoy the
advantages of homeownership,
while supporting local neighbor-
hoods.

1. STATEMENT OF COMPLI-
ANCE
2. QUALIFIED MORTGAGE
REPORT
3. CREDIT REPORT
4. PROOF OF INCOME
5. REQUIRED LOAN DISCLO-
SURES
6. SUPPORTING UNDERWRIT-
ING DOCUMENTS
7. CLOSING DISCLOSURE
At Texas Pride Lending, these
services are reasonably-priced and
can be paid by either the seller or
buyer at the time of closing. Most
important; this RMLO can turn
around files in as little as 24-48
hours.
RMLO SERVICES BY
TEXAS PRIDE LENDING
Texas Pride Lending is a state
licensed RMLO providing many of
the previously mentioned services
to local, national, and international
property investors. These services
help to keep investors compliant,
minimize their risk, stay organized,
and to maximize their profit poten-
tial, without breaking regulations.
Texas Pride Lending does this
by providing pre-qualification
and verification of borrowers and
their key information, preparing
THE NEW RULES OF
SELLER FINANCING
While seller financing is at-
tractive to both buyers and sellers,
there are some challenges for
investors. The biggest is just the
murkiness and uncertainty of the
legalities of offering seller financ-
ing today.
The institution of the Dodd-
Frank Act wreaked a lot of havoc
on this sector. It sowed a lot of
confusion and misinformation.
Seller financing is still legal under
Realty411Guide.com
The RMLO underwriting package
provided by Texas Pride Lending
includes:
the required loan disclosures and
documents, all within 48 hours!
They also assist in connecting
investors to friendly, competent
service providers for title and loan
servicing. v
Executive director of Texas Pride Lending, Sarah Montes has over 10
years experience in residential mortgage lending and owner financing.
As one of the true specialists in this area, with a network of equally
experienced professionals to serve investors with their needs for servic-
ing and closing loans, investors will be hard pressed to find a resource
as valuable for making seller financing work. Find out more about this
RMLO or get in touch to get your next deal on the fast track to closing,
visit: www.TexasPrideLending.com or call 800.515.0445 or visit: 14114
North Dallas, Parkway, Suite #160, Dallas, TX 75254

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