Pro Installer February 2014 - Issue 11 | Page 40

40 FEBRUARY 2014 PRO INSTALLER PRO BUSINESS www.proinstaller.co.uk BM TRADA launches MTC cards for door and window installers BM TRADA has launched a Minimum Technical Competency (MTC) card to allow installers of external windows and doorsets to demonstrate that they meet the strict new government requirements for approved competent person schemes in the sector. Under the Department for Communities and L ocal Government (DCLG) requirements, installers and surveyors within competent person schemes for windows and doors must verify their competence against the Fenestration MTCs by 6th June 2014. BM TRADA’s MTC card will enable each installer/ surveyor to demonstrate they meet this requirement. To obtain an MTC card each installer /surveyor must be assessed against the MTC. Although, installers / surveyors who have a current NVQ, can obtain an MTC card without undertaking a full MTC assessment provided the NVQ can be verified. To minimise disruption to the installer’s business, BM TRADA’s approach to demonstrating compliance with the MTCs has been designed to allow assessments to be completed alongside the routine site inspections that are required as part of its Competent Person Scheme. BM TRADA has teamed up with Industry Qualifications Ltd (IQ), an OFQUAL registered awarding body. BM TRADA will carry out the MTC assessments, which will then be independently verified by IQ, who will issue the MTC card. Each MTC card will last for a period of three years, at the end of which, a re-assessment will be required. BM TRADA will assess the installer / surveyor’s knowledge and competence, through a series of tests and observations. The identity of the installer / surveyor will be confirmed first, before they are asked to undertake a written test. Following the test, the inspector will observe the installer / surveyor as they carry out their work, asking additional questions to verify scenarios that cannot be observed during the assessment. Commenting on the new MTC card Simon Beer, BM TRADA Business Development Manager stated: “Before putting a solution in place, we wrote to each of our installers and surveyors to outline the DCLG requirements and gain feedback in order to determine the best way to proceed. “The feedback that we received was that whilst the majority of installers/surveyors don’t have formal qualifications, they have worked in the industry for a number of years and have extensive knowledge and experience. “We put a solution in place that recognises this and allows the MTC verification to be completed as part of an extended site inspection, with minimum fuss and disruption to our customer’s business, and at a competitive cost.” Under the government’s MTC requirements, an MTC-assessed installer will need to be present for each installation. This means that all installation team leaders are likely to require assessment. Similarly anyone who is conducting a survey will also need to be assessed, unless the company can demonstrate that each survey is carried out under ‘MTC recognises installers’ extensive knowledge and experience’ the supervision of a competent surveyor. Companies who choose not to have the competence of their installers/surveyors assessed will not be able to remain in any of the approved competent person schemes on the market, including those operated by BM TRADA, BSI, Certass, FENSA and Network Veka. They will instead be required to register each door and window installation through Local Authority Building Control. For further information, visit www.bmtrada.com or contact Simon Beer; tel: 01494 569821; email: [email protected] Forgotten Invoices: SMEs Are Losing Out On Billions Each Year Small and mediumsized enterprises (SMEs) in the UK could be losing out on as much as £3.7 billion each year through failing to submit or chase up invoices, a new study claims. The survey analysed 450 SMEs and was commissioned by business and finance software provider, Exact. Out of the businesses surveyed, 20 per cent had forgotten to invoice for services or goods at least once. The elapsed invoices did not merely equate to pennies, as the study found approximately 12 per cent of the invoices were worth between £5,000 and £10,000, while six per cent were for services or goods worth more than £10,000. SMEs make up a huge proportion of the private sector - 99.9 per cent of all new enterprises in fact. 2012 was hailed as the "year for UK SMEs", and they have been described as being the "backbone of the British economy." However, despite appearing to be a flourishing slice of the British economy, according to a report conducted by the Surrey Business School, only 45 per cent of new enterprises in Britain survive the first five years. The Exact review also showed the leading cause of anxiety for SMEs is competing for new business, followed closely by concerns over finances - namely issues with cash flow, debtors and business planning. Clearly, failing to send or chase up invoices will make life harder still. Hartmut Wagner, Exact's managing director, said: "We don't want to blow this issue out of propor- tion, but these findings do highlight that many SMEs who are eager to grow are not doing themselves any favours - particularly with so many of them expressing concern over their cash flow." The report claims that one quarter of SME owners acknowledge that they don't feel in control of their business finances, while 45 per cent of the study's participants admit- ted they have had to defer some sort of payment due to problems related to cash flow.