Life Insurance: This term-life policy offers competitive rates, portability, high maximum benefit amounts and the choice of locking in rates for up to 30 years.
Long-term Care: This policy provides funding for your care if you cannot care for yourself. Coverage helps pay for home-based care or a stay in a nursing home or assisted-living facility.
Office Package: This type of policy provides protection against personal injury or injury to others on the business premises. It also provides replacement-cost coverage on buildings and business personal property, including the property of employees and others under the insured dentists care, custody or control. It also can provide coverage for business interruption to pay ongoing expenses such as rent, utilities and some or all payroll expenses.
Pension/Retirement Plan: Members and their employees can enroll in a qualified tax-deductible retirement program. The plan offers low expense charges and the flexibility of many investment options.
Professional Liability or Malpractice: A professional liability policy protects dentists against malpractice claims brought against their practices. The policy covers damages for a variety of dental incidents. A policy also can cover hygienists and assistants employed in your office..
Workers’ Compensation: This policy covers job-related injuries or illness, including medical payments, disability payments and employers liability. Employers must have this coverage if they have one or more employees.
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