Potential Magazine Summer 2018 | Page 68

Math, Sports, Music....Who Has Time to Drive? By Chris Pascale I’m a dad. I have four daughters from 6 to 16-years-old. I give the middle two piano lessons, taught the older two how to fight, and have read the same books to them I-don’t- know-how-many times. Along with all the things I do, I’m plagued with thoughts of what I don’t, particularly with my oldest. I was thinking of all of this the other day when I said to myself I should take her out driving, but don’t have time. And that’s when it hit me— this ridiculous notion that my daughter should be buckling down on quadratic equations, but that driving could wait. According to the Centers for Disease Control and Prevention, drivers from 16-19 are three times more likely to get into an accident than those over 20. In two or three years, our teens will be driving every day to school and work. Some will go away to college hundreds of miles from home. They’ll take road trips, and we’ll wish them well. Dad the Hypocrite I gripe at my kids sometimes for being on their devices (the ones I bought them), or wanting to hang out with their friends so much (the ones I introduced them to), but I have never gotten on my oldest about driving because that requires my effort, patience, and skill. I’m on the verge of sending my oldest out into the world unprepared! By not making driving lessons a priority I am putting her in danger, and I am not alone. My words, my heart, and my soul say that I want the best for her, but my actions stop where it becomes inconvenient. It’s Time to Prioritize Parents like me haven’t prioritized road time with our soon-to-be drivers because we’re busy. Others are scared to let them get behind the wheel. Whatever the factors are, the answer is the same – our kids are going to drive one day. It’s on us if they’ll be more experienced or less when they get their licenses. As for me and my daughter, we have begun getting serious about driving – for her future, as well as the safety of others who will share the road. I hope you’ll consider doing the same. Christopher Pascale is an author, accountant, and adjunct professor from Long Island. What’s a One-Pay Lease? You probably know all about leasing, but have you heard of one-pay leasing? A one-pay lease program is a lease in which all the monthly payments are made in one payment at lease signing. This helps to lower the total payment of the lease. Some benefits to consider: is for someone who is 19 or older, they can be - I added  f the lease to the lease as a co-buyer, which will help to build their credit without the liability of a monthly payment. a great way to teach the young driver the valuable lesson - I of  t's responsibility. Set up a system of payments sent to a savings account to be used at the end of the lease! are young drivers will have some - C type  hances of accident in the first few years of driving. With a lease, the buyer doesn’t suffer the loss of depreciation on the vehicle due to an accident reported on a Carfax. - Th  e best benefit of leasing? Reliability and the latest safety features! - O  ne-pay lease notes can be from 24 to 60 months. 36 | Summer 2018 www.potentialmagazine.com