Planning, Building & Development | Page 123

Exhibit VII-9.Please rate whether or not you think any of the following are impediments or barriers to fair housing choice in Lake County. Very Strong Barrier/Impediment Strong Barrier/Impediment Somewhat of A Barrier/Impediment Minor Barrier/Impediment Not A Barrier/Impediment N/A No Response Percentage of Percentage of Percentage of Percentage of Percentage of Percentage of Percentage of Number of All Number of All Number of All Number of All Number of All Number of All Number of All Respondents Respondents Respondents Respondents Respondents Respondents Respondents Respondents Respondents Respondents Respondents Respondents Respondents Respondents Members of the protected classes are denied mortgages at a higher rate 3 3.8% 3 3.8% 6 7.5% 3 3.8% 16 20.0% 7 8.8% 42 52.5% Jobs, housing, and transit are not located near each other 9 11.3% 9 11.3% 9 11.3% 4 5.0% 6 7.5% 4 5.0% 39 48.8% The housing crisis and recession have impacted minorities more than others 6 7.5% 7 8.8% 8 10.0% 6 7.5% 6 7.5% 7 8.8% 40 50.0% The housing crisis and recession have impacted renters more than owners 5 6.3% 3 3.8% 9 11.3% 11 13.8% 7 8.8% 5 6.3% 40 50.0% 9 11.3% 9 11.3% 7 8.8% 5 6.3% 6 7.5% 5 6.3% 39 48.8% Certain Lake County policies and procedures do not encourage fair housing 2 2.5% 1 1.3% 4 5.0% 7 8.8% 16 20.0% 10 12.5% 40 50.0% Lack of a regional or countywide approach to fair housing planning 5 6.3% 4 5.0% 8 10.0% 3 3.8% 10 12.5% 9 11.3% 41 51.3% An insufficient supply of affordable housing in Lake County 9 11.3% 11 13.8% 4 5.0% 5 6.3% 5 6.3% 6 7.5% 40 50.0% There are highly segregated communities in Lake County Source: Applied Real Estate Analysis, Inc. 9 11.3% 13 16.3% 3 3.8% 5 6.3% 5 6.3% 6 7.5% 39 48.8% The housing crisis and recession have impacted lower-income households more than higher-income households 121 APPLIED REAL ESTATE ANALYSIS, INC. LAKE COUNTY, ILLINOIS