Philippine Asian News Today Vol 21 No 2 | Page 10

IMMIGRATION & Mortgage 10 The Notary Corner By Editha Corrales Nelson Immigration Consultant, Notary Public, Mediation / Arbitrator You may need a criminal and security check (police certificate) if you are coming to Canada as a: • live-in caregiver, • tourist, • student or • temporary worker. When you apply to become a permanent resident, you must get a police certificate. HOW TO GET A POLICE CERTIFICATE (POLICE CHECK) When you apply to become a permanent resident or a Canadian citizen, you and your family members must include a police certificate. If you are applying as a visitor, student or temporary worker, a visa office may also ask you for a certificate. WHAT IS A POLICE CERTIFICATE? A police certificate is a copy of your criminal record or a statement that you do not have a criminal record. Police certificates are different in each country and territory. They may be Real Estate MYLENE LIM Licensed Mortgage Specialist Whether you’re a speculator or not, all homeowners in the largest urban areas of BC will have to apply for exemption from the province’s new speculation tax. Areas subject to the speculation tax are Greater Victoria, Nanaimo, Kelowna and Metro Vancouver including Abbotsford, Mission and Chilliwack (excluding Bowen Island and Lions Bay). It is the responsibility of all homeowners to apply for exemption from getting taxed before the deadline on March 31st, 2019. If there are multiple owners of a home, a declaration must be completed by each owner, including spouses. Those who do not qualify for exemption, or do not apply, will be sent tax bills due to be paid by July 2nd, 2019. PHILIPPINE ASIAN NEWS TODAY January 16 - 31, 2019 POLICE CERTIFICATES (POLICE CHECKS) called: police clearance • certificates, good conduct • certificates, • judicial record extracts or • other names. WHO NEEDS A POLICE CERTIFICATE? In general, you and all the people in your family who are 18 or older need to get a police certificate. You must get one from each country or territory where you have lived for six or more months in a row since the age of 18. (For example, if you lived in a country for eight months but left on a two-week vacation, that counts as living there for eight months.) For the country you currently live in, the police certificate must be issued no more than six months before you apply. For countries where you have lived for six months or more, the police certificate must be issued after the last time you lived in that country. If your certificate is in a language other than English or French, send it when you apply, along with the original copy of a translation done by a certified translator. HOW DO I GET ONE? In most cases, you must contact the police or government to ask for a certificate. You may have to: information or • provide documents, such as photographs, fingerprints, or your addresses and dates that you lived in the country or territory, and • pay a fee. Use our online tool to find out how and where to get a police certificate in the country where you live. If contact information is not available there, contact the national police agency, or your country or territory’s embassy or consulate in Canada. If you lived in a country that has changed its name or status, the police certificate should come from the current national authorities of that country. If you are not able to get a police certificate from a country because you are a refugee from that country or for any other reason, please explain the reasons in writing. CIC will also do background checks anywhere you and your family members have lived. These checks will show if you have had any arrests or convictions, or if you are a security risk to Canada ** Strictly taken from cic website Canadian Certified A Immigration Consultant, Certified Senior Advisor and a Notary Public in the City of Burnaby, Editha Corrales Nelson’s preferred areas of practice are Powers of Attorney, Wills Preparation, International Legal Documents, Name Changes, Affidavits, Letters of Invitation, Statutory Declarations, Drafting of Business Contracts and other notarial services. For an appointment, please call: 604-777- 2757. The following should not be construed as providing legal advice and information in this column is intended only as a general guide and should not be applied to specific circumstances without further consultation. For more information on the subject, contact Editha Corrales Nelson at 604-777-2757 or email: [email protected]. Are you affected by the B.C. Gov’t Speculation & Vacancy Tax? However, you may still get a rebate within six years if you mistakenly pay the speculation tax. The Ministry of Finance announced that they would start mailing the speculation and vacancy tax declaration letter by mid-February. The Ministry said the imposition of speculation tax on speculators and empty homes may discourage real estate speculation and thereby make housing more affordable. The new tax which was announced in the February 2018 budget was described as a way to encourage owners of empty residences to put their houses up for sell or rent out, especially in areas where the shortage of housing is most felt. Although the aim was to target out-of-province real estate speculators, it has been revealed that although 99% of British Columbians will be exempt from the tax, an estimated two-thirds of those who will be paying will be British Columbians. The tax rate is 0.5% of a home’s assessed value in 2018, that will be $5,000 per year for a property assessed at $1 million. This rate will go up to 2% in 2019 for out-of-province owners, foreigners and families where more than 50% of income in the household comes from outside of Canada. Owners are exempt from paying this tax if the property is considered their principal residence, they rent it out at least six months of the year, they are disabled, the property was just inherited, the value is below $150,000, or the property is vacant because the owner is away for medical reasons, residential care, work or spousal separation. Strata properties (condos and apartments) in buildings where no rentals are allowed will be exempt in 2018 and 2019, to give time to the stratas to change their bylaws. First Nations, local government, charities, co-ops and some non-profit organizations may be exempted from said tax. British Columbians with second homes who aren’t exempted will still get a tax credit intended to cover the tax on the assessed value up to $400,000, with the remaining value of the property then taxed at the full rate. For more information, please feel free to contact me: Cel: 604 783 9097/ Email: [email protected]/ Web: www.MyleneLim.ca/ FB: Mylene Lim Supporting Visible Minority Newcomer Women in Vancouver Pilot to address multiple barriers to success for women in Canada’s job market Vancouver, BC—The Government of Canada is committed to ensuring that newcomers have the support and services they need to make the most of their talents and experience in order to fully integrate and contribute to the Canadian economy and to their communities. Newcomer women who are members of a visible minority group may face multiple barriers to success, including gender- and race- based discrimination, precarious or low income employment, lack of affordable childcare and weak social supports. Recognizing these challenges, Immigration, Refugees and Citizenship Canada (IRCC) is providing additional funding of up to $5 million to 10 service provider organizations across Canada over the next 2 years to increase employment supports and services for newcomer women. The Immigrant Services Society of B.C. delivers settlement services through a women-only Community Connections peer support group. More broadly, this organization is also involved in local community capacity building initiatives, advisory tables, and local immigration partnerships that engage volunteer mentors, businesses, and institutions to enhance newcomers’ social and economic integration and build more welcoming communities. Additional funding of $310,000 will support them in serving more visible minority newcomer women in the area. Identifying IRCC-funded service providers that are already offering strong programming for women and giving them additional funding will provide an immediate boost in capacity to support visible minority newcomer women. Today’s funding announcement WWW.PHILIPPINEASIANNEWSTODAY.COM is part of IRCC’s 3-year Visible Minority Newcomer Women Pilot, which also includes establishing new partnerships with organizations for women. In December 2018, IRCC launched an expression of interest process for new partnerships with organizations for women not currently funded by the department. IRCC will provide up to $7 million in funding over the next 3 years for new, innovative programs and services to support visible minority women in accessing the labour market and to build capacity in smaller organizations that serve or are led by visible minority women.(cic. gc.ca)