PCC News Monthly November 2015 | Page 11

YCCHS – Prescott By appointment: Monday-Friday, 8 am-5 pm (928) 442-5208 1090 Commerce Drive Prescott, Arizona 86305 YCCHS – Prescott Valley By appointment: Monday-Friday, 8 am-5 pm (928) 442-5208 3212 Windsong Drive Prescott Valley, Arizona 86314 In 2016, the penalties for not carrying health insurance coverage have increased. People who don’t enroll by January 31, 2016, could receive a penalty of $695 for every adult in the family and $347.50 for every child or 2.5 percent of their annual income, whichever is most significant. “It’s also good to remember the advantages of health coverage,” Nicol said. “Every Health Insurance Marketplace plan is required to include what are called ‘essential benefits.’ These are the basic requirements and many plans also offer additional benefits.” Those essential benefits include: • Prescription drug coverage • Chronic disease management • Preventive and wellness services • Doctor visits • Outpatient services • Emergency care • Hospitalization • Laboratory services • Rehabilitation services and devices • Pregnancy, maternity and newborn care • Pediatric services with dental and vision • Mental health and substance use disorder services • Behavioral health treatment For people who enroll in a Health Insurance Marketplace plan by December 15, 2015, coverage will begin January 1, 2016. Other key application dates include: • January 15, 2016 – People who enroll in a Health Insurance Marketplace plan by this date will receive coverage beginning February 1, 2016. • January 31, 2016 – For those who enroll the last day of open enrollment, coverage will start March 1, 2016. pccnews November 2015 11