Partners Papers Issue 13

Issue Thirteen April 2018 Protecting your loved ones... Cure Kids is New Zealand’s leading child health research charity with a vision for a healthy childhood for everyone. Partners Life shares that vision and we are proud to align ourselves as a Cure Kids partner. Since forming in 1971, they have funded more than $40 million in research, which has enabled vast improvements in the health of children – extending, improving and saving the lives of kids both here and around the world. If you are reading this issue of Partners Papers, chances are it is because you have one or more insurance products with us to protect yourself and your loved ones. We don’t tend to talk about financial matters with those around us so you may have no idea if your loved ones have taken steps to protect themselves. One of our own employees found out too late that someone he loved was not insured and is now watching the repercussions unfold. You can read his story inside and we hope it creates a conversation with your loved ones urging them to make sure they have protected themselves adequately. It may be awkward, even morbid, but that is nothing compared to the sense of regret when it is too late. We have no qualms reminding someone we love to buckle up when they climb into a car – taking steps to be financially prepared for every eventuality is no different. We also have some interesting reading on the nature of risk and why your doctor and your insurer sometimes disagree when it comes to your health. Speaking of your health, Partners Life is thrilled to be sponsoring the BODY WORLDS Vital exhibition coming to New Zealand starting on 23rd April. You can find more details inside. Happy reading! The idea behind Partners Papers is for the Partners Life team to be able to talk to you about the workings of life insurance in general, as well as the philosophies unique to Partners Life. It provides us with a forum to answer customer questions, address customer concerns and explain why we do what we do. You will not find us advertising any products directly to you in Partners Papers. We respect the relationship you have with your adviser and we understand that the decisions around which products are best suited to your needs and how much cover you need should be decided between you and your adviser. Instead we simply want to bring you up to speed with some of the detail around how life insurance products work which you may not otherwise be fully aware of, as well as sharing the stories of some of our clients with you and finally letting you know the role Partners Life is playing in our New Zealand community. As each edition of Partners Papers is received by both long-standing customers as well as brand new customers for whom this edition is their very first, we would encourage you to check out the previous editions of Partners Papers on our website, as you may just find we have already answered your questions in previous articles. Happy reading everyone. Cure Kids is the only charity in New Zealand that funds research across a broad spectrum of child health. They have funded, or are currently funding, research investigating better treatments and cures for inherited heart conditions, cystic fibrosis, childhood cancers, sudden unexpected death in infancy (SUDI), stillbirth, burns, child and adolescent mental health, and many others. Thousands of children and their families are living well, as a result of life-saving research funded by Cure Kids. The reality remains however, that there is still so much work to be done, to address the alarming health statistics affecting our young people. “We’re thrilled Partners Life are supporting Cure Kids. The money raised through exciting events like the Partners Life Race Day will fund vital lifesaving research so that everyone can enjoy a healthy childhood.” Frances Benge, Cure Kids CEO ipads! ipads! See details inside partnerslife.co.nz