our experts: MONEY GURUS THAT COUNT Don Hubbard - Of Wisdom and Wealth This Financial Planner Looks to a Higher Source for Money Management Principals D on Hubbard never thought that he would end up on a career as a financial advisor. The former Tarrant County Sheriff’s Deputy and Weatherford Police officer fell into the business after pulling over a wealth management advisor in the area. “I became interested in wealth management when I would sit and listen to shows about the spiritual implica- tions about how you manage your money,” Hubbard said. “I wrote a ticket to another advisor in town and he saw something in me and thought that this business would be a good fit for me so I can help other people.” Hubbard went back to school and graduated from Tarleton State University to become a certified financial planner and a certified financial counselor. The rest is money history. Hubbard’s business plan resembles Dave Ramsey’s SmartVestor Pro program, which is paying off debt in order to go into retirement with zero to no debt. Hubbard says that the two biggest things people plan for are college education and retirement, telling clients that it is important to start early working on both. “Planning for your future, you have to start early. The earlier you are able to start planning for retirement, the better off you are. If you work someplace that offers a retirement plan, then you want to take advantage of it and make sure you are investing enough to receive that company match.” Hubbard is also involved in an organization called Kingdom Advisors. This group of advisors helps create a financial plan that integrates Biblical financial principles with their practices. “There are some Biblical financial principles that apply to everybody. Those money management principles have a basis in scripture. They are that God owns it all, spend less than you earn, give generously, avoid debt, save for emer- gencies, and set long-term goals.” When Hubbard is not working on your financial goals, he is spending time with his family, including his wife of 30 years. He is involved in his church, Northside Baptist, and has been a deacon there for over 20 years. He also teaches Sunday school and leads a Bible study group. Hubbard sits on the advisory board of Grace House Ministries. Financial and Retirement Planning 54 The SmartVestor Pro program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Don Hubbard Investment Services or LPL Financial. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements Don Hubbard, CFP®, CRC®, Financial Advisor Don Hubbard Investment Services | 903 N. Main St | Weatherford, TX 76086 | 817.594.6556 | don.hubbard@lpl.