October 2016 October 28, 2016

)5(( &ROHEURRNª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ªV 'DYLGªV 'LOHPPD %HQHILWKHOGDWWKH1RUWKODQGLQ&DQDDQ7KRPDV-RUGDQSKRWR /DUJH&URZG7XUQHG2XW/DVW 6DWXUGD\)RU'DYLG5DLQYLOOH%HQHILW %\7KRPDV-RUGDQ ,QWLPHVRIFULVLVSHRSOHRIWHQ VSHDN KLJKO\ RI KRZ 1RUWK &RXQWU\ UHVLGHQWV FRPH RXW WR VXSSRUWHDFKRWKHU7KLVFRXOGEH VHHQLQWRSIRUPDWWKH1RUWKODQG 5HVWDXUDQWLQ&DQDDQ9WODVW 6DWXUGD\ ZKHQ D EHQHILW HYHQW IRU &ROHEURRN UHVLGHQW 'DYLG 5DLQYLOOHGUHZDPDVVLYHFURZG RIDOOLHVIRU'DYLGªVILJKWDJDLQVW OHXNHPLD 'DYLGDQGKLVZLIH&DUROZHUH RYHUZKHOPHG E\ WKH VKRZLQJ RI VXSSRUW 7KH HYHQW GXEEHG §'DYLGªV 'LOHPPD¨ UDQ IURP  SPORQJLQWRWKHQLJKWZLWKD FKLFNHQSLHGLQQHUDQDXFWLRQRI GRQDWHGJRRGVDQG'-VXSSOLHG PXVLF DV WKH SDLU SUHSDUHG WR OHDYH IRU D IRXUPRQWK KRVSLWDO VWD\LQ%RVWRQ$VWHDG\VWUHDP RI DWWHQGHHV ZHUH FRQVLVWHQWO\ IRXQG DURXQG 'DYLG GXULQJ WKH HYHQW FKDWWLQJ ZLWK KLP DQG VHQGLQJWKHLUEHVWZLVKHV &RQWLQXHGRQSDJH &RXQW\%DUQ2Q³6HYHQ7R6DYH´/LVW 7KH 1+ 3UHVHUYDWLRQ $OOLDQFH KDV UHOHDVHG LWV 6HYHQ WR 6DYH OLVW IRU  $PRQJ WKRVH WKDW KDYH EHHQ FKRVHQ LV WKH &RRV &RXQW\ )DUP %DUQ DW WKH&RRV&RXQW\FRPSOH[LQ:HVW 6WHZDUWVWRZQ 7KH 1+ 3UHVHUYDWLRQ $OOLDQFHªV DQQXDO HQGDQJHUHG SURSHUWLHV OLVW KHOSV WR GUDZ DWWHQWLRQ DQG UHVRXUFHV WR LUUHSODFHDEOH 1HZ +DPSVKLUH ODQGPDUNV /LVWLQJ SURYLGHV D UDQJHRIWHFKQLFDODQGILQDQFLDO VXSSRUWDQGKHOSVDWWUDFWUROOXS \RXUVOHHYHV KHOS IRU ORFDO DGYRFDWHVDQGWKHLUSUHVHUYDWLRQ SURMHFWV (IIRUWV RI WKH &RRV &RXQW\ )DUP$GYLVRU\&RPPLWWHHWRILQG &RQWLQXHGRQSDJH &ROHEURRN)LUH'HSWPHPEHUVDWWKHVFHQHRIWKHDFFLGHQWRQ5RXWH LQ'L[YLOOHODVW)ULGD\ZKLFKFODLPHGWKHOLIHRID&ROHEURRNPDQ &KDUOHV-RUGDQSKRWR 0F3KDXO6HHNV6WDWH6HQDWH %\&KDUOHV--RUGDQ 'ROO\ 0F3KDXO RI 6XJDU +LOO LV WKH 5HSXEOLFDQ FDQGLGDWH FKDOOHQJLQJLQFXPEHQW'HPRFUDW -HII :RRGEXUQ ZKR ZH LQWHUYLHZHGLQRXU2FWLVVXH IRUWKH6WDWH6HQDWHIRU'LVWULFW 2QH :H VSRNH ZLWK KHU LQ RXU &ROHEURRNRIILFHRQ:HGQHVGD\ &KURQLFOH +DV WKHUH EHHQ DQ\WKLQJ WKDWªV EHHQ D VXEVWDQWLDOH\HRSHQHUIRU\RXLQ WKHFDPSDLJQF\FOHDV\RXVSHDN WRSHRSOH" 0F3KDXO ,ªYH FHUWDLQO\ OHDUQHGDORW,QHYHUNQHZDERXW &RQWLQXHGRQSDJH 'ROO\ 0F3KDXO FDQGLGDWH IRU 6WDWH 6HQDWH &KDUOHV -RUGDQ SKRWR .HQQH\6HHNV5HHOHFWLRQ 7R([HFXWLYH&RXQFLO &KDQJLQJVHDVRQVORRNLQJGRZQ&ROHEURRNªV0DLQ6WUHHWIURPWKHQRUWKRQ6XQGD\DIWHUWKHILUVWVQRZIDOO RIWKHVHDVRQSXWDEODQNHWRIZKLWHRQKLJKHUWHUUDLQDVYLVLEOHLQWKHGLVWDQFH&KDUOHV-RUGDQSKRWR %\&KDUOHV--RUGDQ -RH .HQQH\ RI :DNHILHOG LV WKH 5HSXEOLFDQ LQFXPEHQW ZKR LVEHLQJFKDOOHQJHGE\'HPRFUDW 0LNH &U\DQV ZKR ZH LQWHUYLHZHGLQRXU6HSWLVVXH IRU WKH ([HFXWLYH &RXQFLO IRU 'LVWULFW 2QH :H VSRNH ZLWK .HQQH\ LQ RXU &ROHEURRN RIILFH RQ7KXUVGD\ &KURQLFOH:KDWKDYHEHHQ VRPHRI\RXUGLVFRYHULHVGXULQJ \RXUWUDYHOV" .HQQH\,WªVUHDOO\&KDUOLH DORWRIZRUNEHLQJRQWKHURDG ,ªYHSXWPLOHVRQP\FDU &RQWLQXHGRQSDJH -RH.HQQH\LVVHHNLQJUHHOHFWLRQ WRWKH([HFXWLYH&RXQFLO&KDUOHV -RUGDQSKRWR