Experience the Cities Credit Union difference:
• Personal service ‐ you’re a name, not a number
• Checking, savings, loans, electronic services
• Mobile banking with remote check deposit
• Auto loan financing with flexible terms
• First mortgage, home equity loans
• uChoose™ Rewards Visa® credit cards
3625 Talmage Circle • Vadnais Heights, MN 55110
citiescu.org • 651.426.3773
Why Peoples
Bank Midwest?
Local Decisions. Personal Service. Experienced.
Easy to Work With.
Thinking about buying or building
the home of your dreams . . .
Look no further! Peoples Bank Midwest will work with
you to provide the lending solution that makes the most
sense for you and your situation. We service all our
loans bringing you support throughout the
entire loan process, even after the closing.
Give One Of Our Expert Bankers
a Call Today!
*Ask us about our High Yield Business and Consumer
Money Market Demand Account special*
651.735.2265 | www.pbmbank.com
3585 Highway, 61 Vadnais Heights, MN 55110
34
Northeast Metro Business
Certified Development Company
SPEDCO, located in Arden Hills promotes
economic development in Minnesota and
Wisconsin.
SPEDCO is a nonprofit commercial
lender with a mission to promote
economic development in Minnesota
and western Wisconsin. The Certified
Development Company specializes in
helping small business owners buy real
estate or equipment at affordable rates.
The company’s experienced lending
staff provides small business owners with
millions of dollars in financing every year.
SPEDCO is authorized by the U.S. Small
Business Administration to provide 504
loans. In partnership with a bank, these
loans help qualified small business owners
buy land, buildings, or equipment – with a
low down payment (as little as 10 percent),
fixed rates, and long terms (10, 20 or 25
years).
SPEDCO has been located in Arden Hills
for 10 years and has been serving East
Metro bankers and businesses since 1981.
SPEDCO is a mission-driven organization
– established to promote economic
development, small business growth and
job creation. SPEDCO promotes creative
and innovative solutions to small business
credit needs.
Dedicated to the Local Community
SPEDCO sponsors an annual service day,
serving a barbeque lunch every September
11th to the Lake Johanna Fire Department,
Ramsey County Sheriff’s Office and Allina
Emergency Medical Services staff.
SPEDCO employees are active in their
communities; serving on a variety
of nonprofit boards of directors and
committees. Through the SPEDCO
Economic Development Foundation,
grants are provided to support workforce
and economic development. Over the
past 11 years, the Foundation has granted
more than $1.3 million to 56 different
organizations.
spedco.com
3900 Northwoods Drive; Arden Hills
651-631-4900