More to Death Edition3 2014 | Page 52

These are just a few examples of recent situations that have been brought to our attention and where we have had to get involved to educate and inform the so-called ‘professionals’ involved and put them straight on the facts: There is no law requiring a funeral director be used for a funeral. A local authority – or any other body – may not prohibit a family from carrying out a burial without a funeral director. Provided that the Registrar’s certificate or Coroner’s Order for burial is delivered with an interment form prior to the burial, and the deceased is brought to the cemetery with enough people to carry and lower the coffin, it must be permitted. Cremation is never mandatory. Debt liabilities stops with the dead person. That includes the cost of any ‘pauper’s funeral arranged by the local authority for unclaimed bodies. The council can pursue the dead person’s estate but not distant or estranged relatives. There is no law to say that once a death has occurred the body must be removed. Dead people can be kept at home until the day of the burial or cremation if that is the wish of the family. According to legal advice obtained from the Institute of Cemetery and Crematorium Management, it is unfair simply to tell families to arrange their own public liability insurance for a one-off event unless there is already an established insurance scheme, which the family can buy into. Otherwise it would be too prohibitively expensive and complicated for the family to arrange and would be the equivalent of saying ‘no’. Clearly there will be liabilities for burial authorities if there are accidents whilst families are doing their own funerals, so the burial authority or company needs to carry out the appropriate risk assessment. It is also important that there is insurance in place to cover all such risks for the benefit of everyone involved. If the cemetery operator extends its own insurance for this purpose it would, in the opinion of the ICCM, be fair to ask the family to contribute to the additional cost of that insurance as well as the cost of any additional supervision required for the event. There are no charges involved in a body or coffin crossing county borders. Any requirement for embalming prior to viewing is simply company policy, not anything that can be attributed to Health and Safety or other legislation.