than yourself, it helps you
move away from fear-based
“scare-city” thoughts and
land solidly in the “prosperity
zone.” An attitude of
abundance will serve you well
in all economies—especially
challenging ones.
LEAN ON YOUR
TEAM DURING
THE TOUGH TIMES
One effective tactic to manage
financial worry is to have
people available to help you.
We all spend time now and
then worrying about things
that never happen. It’s so easy
to play out a scenario in your
mind that has no basis in reality.
Or perhaps it does—maybe
there really is some cause for
concern. Wouldn’t having a
plan help in either situation?
Regular financial check-ins
with a professional advisor can
help you stay connected with
reality. You might have to try
a few times to find the right
assistance, but the right person
is out there for you.
PUT A SAFETY NET
UNDER YOUR PLAN
Some of the risk to your
financial situation can be
protected through the use of
insurance. Whether the risk is
that you or your partner might
become ill, disabled, or die,
or that something bad might
happen to something you own,
like a house or car, insurance
can cushion the blow. Through
paying premiums to your
insurance companies, you are
sharing the potential risk.
you, or your insurance agent
to get smart and to get secure
that you have what you need.
I know this isn’t a new idea for
most of you. The basic types of
insurance all play an essential
role in protecting you and your
family financially. These include
life, health, disability, auto,
home owner’s (or renter’s),
umbrella liability, and longterm care. If you’re not wellcovered in any one of these
areas, or if you don’t have
plenty of assets to self-insure,
I encourage you to rectify the
situation immediately—there’s
too much at stake not to.
YOU DON’T HAVE
TO BE RICH LIKE
JED CLAMPETT TO
NEED AN ESTATE PLAN
If you are unclear of what
you have, what it covers, or
whether it’s adequate, ask for
help. Contact your benefits
department at work, the
insurance companies who cover
Being financially resilient means
protecting not just yourself
but also those you love, and an
estate plan is one important
way to do this. Estate plans are
not just for the über-rich (if Jed
Clampett means nothing to
you, think Richie Rich or Tony
Stark). The main purpose of
having an estate plan is to make
sure the people and causes
that are important to you
are provided for after you’re
gone. Estate planning is fertile
ground for procrastination—
people drag their feet on this
(understandably so), yet it’s so
important for your loved ones.
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