Partners Papers Issue 10

Issue Ten Nov 2016 What’s all the fuss about? If you like beautiful scenery, keeping fit, having fun and a family day out - then book your place now for: Saturday 25th March 2017 We have set up a special code for Partners Life clients to get 50% discount on the normal registration fees. Simply enter online at thedual.co.nz, alongside the event option you choose, enter the pincode ‘CTS17PLIFE50’. Then under ‘How did you hear about the event’ select ‘Partners Life Client’ and add your policy number under ‘Other’. We can’t wait to see you there! Come and see us at our tent for some juicy, delicious watermelon. If you need more information on this great event please go to www.thedual.co.nz You may have noticed an increase in media coverage over recent months regarding financial advisers, more specifically relating to insurance commissions and a thing called ‘’churn’’. As with most media coverage these days, the headlines have been pretty sensationalised, which may have left many of you wondering what on earth the problem with insurance advisers is – especially confusing if you are actually really happy with your own adviser. Well, we thought it might be useful to give you a look behind those hyped up headlines so you can make your own mind up about what, if anything, you should be investigating further. We hope you find the information contained in this edition of Partners Papers to be interesting, understandable, and comforting and that the next sensationalised media headline you see, can be taken with a grain of salt. The idea behind Partners Papers is for the Partners Life team to be able to talk to you about the workings of life insurance in general, as well as the philosophies unique to Partners Life. It provides us with a forum to answer customer questions, address customer concerns and explain why we do what we do. You will not find us advertising any products directly to you in Partners Papers. We respect the relationship you have with your adviser and we understand that the decisions around which products are best suited to your needs and how much cover you need should be decided between you and your adviser. Instead we simply want to bring you up to speed with some of the detail around how life insurance products work which you may not otherwise be fully aware of, as well as sharing the stories of some of our clients with you and finally letting you know the role Partners Life is playing in our New Zealand community. As each edition of Partners Papers is received by both long-standing customers as well as brand new customers for whom this edition is their very first, we would encourage you to check out the previous editions of Partners Papers on our website, as you may just find we have already answered your questions in previous articles. Happy reading everyone. 1of 5 Christmas Hampers! Details inside Do you want to go from the couch to 10km in 16 weeks, making a change for life? If you’re someone, or know someone, who’s always wanted to make a health and fitness lifestyle change but never made the step, the DUAL Scholarship Programme is for you. Applicants will need to commit to group training for one hour, one night a week for 16 weeks in Auckland City. Finally you’ll be registered in the 10km event on Saturday 25 March 2017 where you’ll take part in the event with other participants, and see your goals achieved! There are no costs involved in being part of the DUAL Scholarship Programme. Sound a bit like you? Or does it make you think of someone that a scholarship could benefit? Take the step. For more information on how to apply for one of 20 places now available on the 2017 Partners Life Dual Scholarship Programme - go to www.thedual.co.nz/dual-scholarshipprogramme.html partnerslife.co.nz