Learning for All Catalog Winter Spring 2019 | Page 12

Business & Finance
!
NEW Investment Planning
for You
The best investing strategy is a
carefully planned and prepared
approach to managing and
accumulating money. A well-planned
strategy can help you meet your
short-term, mid-term and long-
term financial goals. Investment
requires discipline and patience,
but it doesn't have to be difficult.
Learn investment fundamentals
(including the effects of inflation
and compounding), how to measure
your risk tolerance, the relationship
between risk and return, the
difference between cash equivalents,
bonds, stocks and mutual funds, and
the importance of asset allocation. A
workbook is included. An additional
family member may attend at no
cost. Terri Ferrise and Tracy Berglund
Date: Thu, Jan 17
Time: 6:00–8:00 pm
Cost: $20
Class #: AEB6
Location: Stillwater Area High

School, E122
12
!
NEW Financial Planning Basics
Everyone can benefit from a
financial plan that is tailored to
individual needs and circumstances.
A financial roadmap can motivate
you to save money, help you meet
your financial goals and improve
your overall financial security now
and in the future. Learn how to
construct a budget, the importance
of establishing an emergency
fund, credit fundamentals, basic
investment concepts (risk tolerance,
the difference between pre-
tax, after-tax, and tax-deferred
investments), and basic estate
planning concepts. A workbook
is included. An additional family
member may attend at no cost.
Terri Ferrise and Tracy Berglund
Date: Mon, Feb 11
Time: 6:00–8:00 pm
Cost: $20
Class #: AEB5
Location: Stillwater Area High

School, PAC-G115
Keeping the Cabin, Business or
Farm in the Family
Division of the estate can lead to
bitter battles between siblings and
impact their relationships forever.
Who will pay the taxes? What if one
family member uses it more? How
can I ensure my children receive
equal inheritance? What effect will
estate taxes have? Get the answers
to these and other questions and
learn how to keep the cabin, farm, or
other property in the family without
driving the family apart. Steve Ledin,
Randy Rheault and Tom Jacobsen
Date: Tue, Feb 19
Time: 6:30–8:00 pm
Cost: $15
Class #: AEB1A
Location: Gladstone, 105
r
Date: Thu, Apr 11
Time: 10:00–11:30 am
Cost: $15
Class #: AEB1B
Location: Gladstone, 105
DISTRICT 622 COMMUNITY EDUCATION | WWW.ISD622.ORG/CE