Keepmoat.com Assets Purchasers Guide to Home Reach | Page 8

Buying a Home Reach property . . . 1 2 3 Register Assessment Choose . . . with your local Help to Buy Agent. You are able to register for a general area or a specific housing development. 8 . . . you will need to complete a financial affordability assessment. This is to ensure you can afford to purchase and maintain the monthly costs. . . . once you know your affordability, you are able to choose the home you wish to purchase. The share you can afford to purhcase will be calculated for you. 4 5 6 7 Reserve Mortgage Legals Exchange Move in . . . now you need to pay a reservation fee to the sales team to secure your home. . . . you will need to apply for a mortgage (if you need one) They will then take you through the next steps of your purchase, with 28 days to exchange. The sales team will guide you to the appropriate specialist. . . . you will need to appoint a solicitor to carry out the legal work for you and act in your best interest. . . . this is when you pay your deposit, sign your contracts and agree a moving in date. . . . on the agreed completion day, you will be able to collect the keys, move in and . . . 8 enjoy your new home! 9