July 2016 Magazine | Page 105

LEARN MORE ABOUT MONEY AND PROSPERITY BY RIDING A BIKE. WAIT, WHAT? by Ellen Rogin, CPA, CFP® I ’ve started training for my second 200-mile, two-day charity bike ride in Boston to raise money for the Dana-Farber Cancer Institute. When I committed to ride for the first time this last summer, I had no idea that one of the benefits would be learning more about prosperity! Riding a bike and prosperity, wait, what? Now I’m not talking about the investment I made in getting a road bike and cute cycling clothes (I look the part even if I’m a newbie). Here’s what I’m talking about… Worrying about not being okay makes for an unhappy ride. Even before I started biking, I was worried about falling, worried about clipping my shoes in and out of the pedals, and worried about being able to keep up with my husband Steven and his biking group. This angst led to me dread training, being stressed during the rides, and numb fingers from gripping my handle bars. Ever worry about money issues? Ever fear your investments will fall and you’ll end up hurt? Worrying doesn’t make the ride better, make me safer, or improve my performance. Guess what, it’s the same with money. Worrying is a really bad financial strategy. Instead, everything feels better by focusing on the desired outcome (better performance, reaching a goal and enjoying the journey). Where you put your attention can make the difference between success and failure. About a month into training, I realized I was hyper focused on avoiding obstacles in the road. While I was riding I would look at the pothole, the posts at the end of the trail, and the fast bikers coming from the other direction. When I did this, I was really unsteady on the bike and even fell over a couple of times. Then it occurred to me, I should be literally looking at where I wanted to go on the trail and not what I eydismedia.com 105