JOY FEELINGS MAGAZINE Feb.2015 | Page 10

 suddenly. If you are not married, and one of you dies, the other will not inherit anything unless it is spelled out in a will. And even if it is, there will be estate and gift taxes. Also, if you are married you can receive wages, workers' compensation, and retirement plan benefits for a deceased spouse. Though you may not want to go down this morbid line of thinking, it is very logical, and is something to consider -especially if you've been together for fifteen years and aren't married. Make him see what he'll miss if he doesn't marry you. If he really sounds like he's unsure about whether he wants to marry you or not, or even says he needs some time to himself to figure some