Javea Grapevine Issue 176 - LARGE FONT EDITION | Page 87

look official and often include a link to a fake website (that looks like the real thing) for the victim to click and enter personal information or passwords, financial information, etc. Scammers collect this data and use it for identity theft. Remember: no legitimate financial institution will ever ask for your personal or account information via email. Any email that requests such information should be deleted immediately. That is always the “tell” with any phishing scam. You should never click on a link in any e-mail that says it is from a bank. It is always best to enter the web address for the financial institution in your Internet browser and do all banking and bill paying from there. Most banks now have trust words or trust icons. Also, a good idea is to eliminate the spam, which will eliminate the “phishing.” Avoiding Pop-ups, Unwanted Toolbars, and other Harmful Downloads is also a wise thing to do. Internet users need to understand that a good chunk of “free software” makes a profit in other ways. While some of these methods for earning a profit are legitimate, others are completely fraudulent. For example: free screensavers and smilies (which advertisements often target inexperienced and older demographics) are often accompanied by unwanted toolbars, spyware, adware or worse: viruses. You can also read reviews of software you are considering downloading. If a download has something unwanted packaged with it, you will usually find user reviews stating so. When downloading or installing software (from any source), there