Jasmine's Place Issue No. 17 - March/April 2017 - Page 28

SUBSCRIPTIONS/MEMBERSHIPS Monthly subscriptions are becoming popular with the online world growing more and more each day. They have subscriptions for just about anything nowadays such as home cooked meals, clothes, shoes, makeup, TV channels, music, and a whole lot more. I understand some of these subscriptions are convenient, but too many can be subscription overload. Write down all the places you’re subscribed to and paying for and prioritize them. You may find that you don’t need a couple of these subscriptions. They may be only $5- $20 monthly, but just five of these subscriptions can easily bring you up to $25-$100 monthly for things you may not even use. We try to stick to 2-3 subscriptions monthly. Right now, we only have Netflix and Hulu (about $20/month total), but I’ve known people to rack up on subscriptions and not ever use any of them. Don’t waste your money; unsubscribe and become richer. DISCOUNTS Make sure you aren’t giving away your money. You may be eligible for a discount with some companies. Some places that may offer you a discount are your electric company, phone service, or your apartment complex. With discounts you just have to ask. I always ask and it’s wonderful when they actually say, “Yes! We offer several discounts here.” If you don’t ask then they won’t tell. I’ve had people give me a discount just because I asked. NO SPEND CHALLENGES Sometimes we don’t think we have money because we’re spending it 24/7. Chilling out on spending, and going a few days, weeks, or even a month can help you to gain momentum back on your finances. I’ve done this several times, and I always am ever so grateful afterwards. Actually, I’m on a no spend challenge for the month right now and didn’t realize I understand some of these subscriptions are convenient, but too many can be subscription overload. 28 JASMINE'S PLACE