Island Life Magazine Ltd October/November 2014 | Page 126
BUSINESS LIFE
Insure for
unexpected
with NFU
Ratsey Bespoke
Unit 1, Northwood Business Park, Cowes
t. 07815 675018
e. [email protected]
w. www.ratseybespokefurniture.co.uk
D
ata released from NFU Mutual,
the UK’s leading rural insurer,
has revealed that native
horses are more likely to be involved
in road traffic related accidents than
warmbloods.
NFU Mutual’s claims data shows that
in 2013, native horses contributed to
67 per cent of vehicle or trailer related
accidents compared to just 33 per cent
of those involving warmbloods.
John Heather, Branch Manager at
NFU Mutual on the Isle of Wight,
said: “Interestingly, warmbloods are
considered highly strung compared to
the more relaxed, docile nature of native
horses. However, the average claims cost
for these types of accidents involving a
warmblood will be an estimated £2,000
while similar claims involving native
horses will be in excess of £3,000.”
Make sure you have adequate
insurance in place for your horse and
your horsebox. Make sure you are
covered for public liability should your
horse cause damage to someone else’s
property. Keep all access routes securely
padlocked to avoid your horse escaping
and causing injury. When out riding on
the road, always wear a high viz jacket to
enable road users to spot you and your
horse early, giving them time to slow
down and take a wide berth.
If you plan to go for a hack, consider
riding your horse on public bridlepaths,
away from cars and other vehicles.
126
www.visitilife.com
Ratsey Bespoke
A
nother year gone by and more
steady growth, says Luke Ratsey
owner of Ratsey Bespoke Furniture.
With plans in the works for the
next year including a new website, which will
be updated on a more regular basis, plans to
attend Island and mainland exhibitions and
hopes to expand the workshop to include a
showroom and new finishing facilities in the
next few years.
Luke says the previous year has had some
interesting projects including, the repair
of an antique clock case; building a set of
coffee tables from reclaimed floorboards;
competition trophies and a large bespoke
library to name a few.
In the coming months Luke is hoping to
have the time to build a few pieces purely to
show the more artistic side of furniture ready
for any exhibitions and show the extent of
his talent and what can be achieved given the
proper time and materials.
If all goes according to schedule Luke is
hoping to have another interesting year,
with many targets to aim for and achieve.
The year will be challenging but hopefully a
great success overall and more security for his
business in the long run.
Goldman Harrison
Unit 2, 46 Dodnor Lane, Newport, PO30 5XA
t. 01983 556800
w. www.goldmanharrison.co.uk
Goldman Harrison
G
oldman Harrison Hardwood
Flooring, based in Newport, have
been specialising in the supply and
installation of quality hardwood
flooring on the island since 2000.
They offer finished and unfinished solid
hardwood planks, parquet blocks, engineered
hardwood and high quality laminate flooring
to complement any room.
Goldman Harrison will undertake any
necessary sub-floor preparation work,
from repairing or replacing rotten joists to
levelling uneven concrete slabs. They also
offer a sanding and finishing service for new
unfinished floors or old floors in need of
restoration.
As well as flooring Goldman Harrison also
offer an electric underfloor heating system
suitable for use under engineered and
laminate flooring.
Goldman Harrison are happy to offer
advice to customers wishing to install or
finish their own flooring, as well as supplying
all associated products such as, underlays,
threshold mouldings, finishing oils, lacquers
and cleaning and maintenance products.
To discuss your flooring requirements call
Goldman Harrison on the details above.